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Single Family ResidenceResidential
$401,075$464 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Aug 3, 2026

4655 RIVER RD

FRANKLIN, NC 28734
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$401K
$346K low$456K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Aug 3, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$86,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$68,860
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$315,000
LOWER LLC · 6.47% 2 · recorded Aug 3, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,140 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,670
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,470
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,140

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.1.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 408 ft²Patio · 408 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Macon Middle SchoolB-
Middle · Grades 7–8 · 4.8 mi
H
Macon Early College High SchoolB+
High · Grades 9–12 · 5.8 mi
E
East Franklin Elementary SchoolB
Elementary · Grades KG–4 · 6.5 mi

District: Macon County Schools

Neighborhood · ZIP 28734These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,079
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,932
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,401
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4655 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Franklin 28734
  • Costs more per square foot than 97% of homes in Franklin 28734
  • Smaller than 87% of homes in Macon County
  • Older than 71% of homes in Franklin 28734

What homes are worth in Franklin 28734

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$887K

This home is worth more than 73% of homes in Franklin 28734.

How it measures up in Franklin 28734

The dot is this home. The mark in the middle is the typical home in Franklin 28734.

Estimated value$401,075
CheaperTypical $302,190Pricier

Pricier than 73% of homes nearby

Price per ft²$464
CheaperTypical $230Pricier

Pricier than 97% of homes nearby

Living area864 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 15% of homes nearby

Lot size1.35 ac
SmallerTypical 1.11 acBigger

Bigger than 57% of homes nearby

Year built1973
OlderTypical 1984Newer

Newer than 29% of homes nearby

How 4655 River Rd ranks against every home in each area.
MeasureThis homeFranklin 28734Macon County
Estimated valuepricier than$401,07573% of homes56% of homes
Price per ft²pricier than$46497% of homes79% of homes
Living areabigger than864 ft²15% of homes13% of homes
Lot sizebigger than1.35 ac57% of homes59% of homes
Year builtnewer than197329% of homes29% of homes

About 4655 River Rd

How much is 4655 River Rd, Franklin, NC worth?

The TopHap Estimate for 4655 River Rd, Franklin, NC is $401,075 as of Jul 14, 2026. The likely range is $346,115 to $456,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4655 River Rd, Franklin, NC last sell?

4655 River Rd, Franklin, NC last sold on Aug 3, 2026 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4655 River Rd, Franklin, NC?

4655 River Rd, Franklin, NC has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 1.35-acre lot.

When was 4655 River Rd, Franklin, NC built?

4655 River Rd, Franklin, NC was built in 1973, making it 53 years old. It is a conventional home. The building has 1 story.

What schools serve 4655 River Rd, Franklin, NC?

4655 River Rd, Franklin, NC is assigned to Macon Middle School (middle), rated B-; Macon Early College High School (high), rated B+; East Franklin Elementary School (elementary), rated B. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4655 River Rd, Franklin, NC compare to other homes in Franklin 28734?

Among the 15,850 homes in Franklin 28734, it is worth more than 73% of them ($401,075 against a typical $302,190), its price per square foot is higher than 97% of them ($464 against a typical $230), it is bigger than 15% of them (864 ft² against a typical 1,312 ft²), its lot is bigger than 57% of them (1.35 ac against a typical 1.11 ac) and it is newer than 29% of them (1973 against a typical 1984). Measured against all of Macon County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4655 River Rd, Franklin, NC?

The 2025 property tax bill for 4655 River Rd, Franklin, NC was $508. The county assessed it at $122,140.

Closest homes

More homes in Franklin 28734

Assigned schools

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