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Single Family ResidenceResidential
$95,362$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4688 ROUTE 305

CUBA, NY 14727
4
Beds
2 / 1
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$95K
$85K low$105K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$40,262
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,210
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,100
COMMUNITY BK NA · recorded Apr 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,973 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$53,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,163

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
89
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.111 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyAllegany
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cuba-Rushford Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
Cuba-Rushford Middle SchoolD+
Middle · Grades 6–8 · 2.2 mi
H
Cuba-Rushford High SchoolB+
High · Grades 9–12 · 2.2 mi

District: Cuba-Rushford Central School District

Neighborhood · ZIP 14727These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.73%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,482
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,251
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4688 Route 305 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Cuba 14727
  • Costs less per square foot than 82% of homes in Cuba 14727
  • Bigger than 65% of homes in Cuba 14727
  • Has a smaller lot than 87% of homes in Allegany County
  • Older than 79% of homes in Cuba 14727

What homes are worth in Cuba 14727

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$649K

This home is worth more than 19% of homes in Cuba 14727.

How it measures up in Cuba 14727

The dot is this home. The mark in the middle is the typical home in Cuba 14727.

Estimated value$95,362
CheaperTypical $149,238Pricier

Pricier than 19% of homes nearby

Price per ft²$58
CheaperTypical $101Pricier

Pricier than 18% of homes nearby

Living area1,656 ft²
SmallerTypical 1,378 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.25 ac
SmallerTypical 1.9 acBigger

Bigger than 19% of homes nearby

Year built1904
OlderTypical 1970Newer

Newer than 21% of homes nearby

How 4688 Route 305 ranks against every home in each area.
MeasureThis homeCuba 14727Allegany County
Estimated valuepricier than$95,36219% of homes37% of homes
Price per ft²pricier than$5818% of homes32% of homes
Living areabigger than1,656 ft²65% of homes64% of homes
Lot sizebigger than0.25 ac19% of homes13% of homes
Year builtnewer than190421% of homes23% of homes

About 4688 Route 305

How much is 4688 Route 305, Cuba, NY worth?

The TopHap Estimate for 4688 Route 305, Cuba, NY is $95,362 as of Jul 14, 2026. The likely range is $85,315 to $105,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4688 Route 305, Cuba, NY?

4688 Route 305, Cuba, NY has 4 bedrooms, 2 bathrooms, 1,656 square feet of living space and a 0.25-acre lot.

When was 4688 Route 305, Cuba, NY built?

4688 Route 305, Cuba, NY was built in 1904, making it 122 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 4688 Route 305, Cuba, NY?

4688 Route 305, Cuba, NY is assigned to Cuba-Rushford Elementary School (elementary), rated B+; Cuba-Rushford Middle School (middle), rated D+; Cuba-Rushford High School (high), rated B+. All sit in Cuba-Rushford Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4688 Route 305, Cuba, NY compare to other homes in Cuba 14727?

Among the 2,961 homes in Cuba 14727, it is worth more than 19% of them ($95,362 against a typical $149,238), its price per square foot is higher than 18% of them ($58 against a typical $101), it is bigger than 65% of them (1,656 ft² against a typical 1,378 ft²), its lot is bigger than 19% of them (0.25 ac against a typical 1.9 ac) and it is newer than 21% of them (1904 against a typical 1970). Measured against all of Allegany County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4688 Route 305, Cuba, NY?

The 2025 property tax bill for 4688 Route 305, Cuba, NY was $1,973. The county assessed it at $57,000.

Closest homes

More homes in Cuba 14727

Assigned schools

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