Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$936,627$599 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $308,800 on Jun 5, 2009

471 N RIVER LAKE DR

CLARK FORK, ID 83811
3
Beds
2
Baths
1,564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$937K
$807K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$308,800 · Jun 5, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$738,127
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$590,502
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,500
QUICKEN LOANS LLC · recorded Jan 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,915 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,368,282 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,239,414
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,368,282

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.2.62
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clark Fork Jr. / Sr. High SchoolC+
Middle · Grades 7–12 · 1.1 mi
E
Hope ElementaryA-
Elementary · Grades KG–6 · 7.4 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83811These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,429
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

471 N River Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Clark Fork 83811
  • Costs more per square foot than 87% of homes in Clark Fork 83811

What homes are worth in Clark Fork 83811

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$1.6M

This home is worth more than 87% of homes in Clark Fork 83811.

How it measures up in Clark Fork 83811

The dot is this home. The mark in the middle is the typical home in Clark Fork 83811.

Estimated value$936,627
CheaperTypical $539,900Pricier

Pricier than 87% of homes nearby

Price per ft²$599
CheaperTypical $358Pricier

Pricier than 87% of homes nearby

Living area1,564 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 61% of homes nearby

Lot size2.62 ac
SmallerTypical 2.7 acBigger

Bigger than 50% of homes nearby

Year built1996
OlderTypical 1992Newer

Newer than 60% of homes nearby

How 471 N River Lake Dr ranks against every home in each area.
MeasureThis homeClark Fork 83811Bonner County
Estimated valuepricier than$936,62787% of homes62% of homes
Price per ft²pricier than$59987% of homes72% of homes
Living areabigger than1,564 ft²61% of homes50% of homes
Lot sizebigger than2.62 ac50% of homes55% of homes
Year builtnewer than199660% of homes55% of homes

About 471 N River Lake Dr

How much is 471 N River Lake Dr, Clark Fork, ID worth?

The TopHap Estimate for 471 N River Lake Dr, Clark Fork, ID is $936,627 as of Jul 14, 2026. The likely range is $807,210 to $1,066,044. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 471 N River Lake Dr, Clark Fork, ID last sell?

471 N River Lake Dr, Clark Fork, ID last sold on Jun 5, 2009 for $308,800, according to the county's recorded deed.

How big is 471 N River Lake Dr, Clark Fork, ID?

471 N River Lake Dr, Clark Fork, ID has 3 bedrooms, 2 bathrooms, 1,564 square feet of living space and a 2.62-acre lot.

When was 471 N River Lake Dr, Clark Fork, ID built?

471 N River Lake Dr, Clark Fork, ID was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 471 N River Lake Dr, Clark Fork, ID?

471 N River Lake Dr, Clark Fork, ID is assigned to Clark Fork Jr. / Sr. High School (middle), rated C+; Hope Elementary (elementary), rated A-. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 471 N River Lake Dr, Clark Fork, ID compare to other homes in Clark Fork 83811?

Among the 843 homes in Clark Fork 83811, it is worth more than 87% of them ($936,627 against a typical $539,900), its price per square foot is higher than 87% of them ($599 against a typical $358), it is bigger than 61% of them (1,564 ft² against a typical 1,344 ft²), its lot is bigger than 50% of them (2.62 ac against a typical 2.7 ac) and it is newer than 60% of them (1996 against a typical 1992). Measured against all of Bonner County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 471 N River Lake Dr, Clark Fork, ID?

The 2025 property tax bill for 471 N River Lake Dr, Clark Fork, ID was $3,915. The county assessed it at $1,368,282.

Closest homes

More homes in Clark Fork 83811

Assigned schools

Explore the area

See this home in context

Open 471 N River Lake Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map