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Single Family ResidenceResidential
$369,209$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $262,900 on Apr 2, 2020

4732 SADDLE RIDGE DR SE

OWENS CROSS ROADS, AL 35763
1.5
Baths
2,461 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$369K
$325K low$414K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$262,900 · Apr 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,695 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,060 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,560
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldsmith Schiffman Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
Hampton Cove Middle SchoolA+
Middle · Grades 6–8 · 1.8 mi
H
Huntsville High SchoolA-
High · Grades 9–12 · 7.5 mi

District: Huntsville City School District

Neighborhood · ZIP 35763These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.20,465
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.504 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,317
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4732 Saddle Ridge Dr Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Owens Cross Roads 35763
  • Costs less per square foot than 90% of homes in Owens Cross Roads 35763
  • Bigger than 86% of homes in Madison County
  • Has a smaller lot than 71% of homes in Owens Cross Roads 35763
  • Newer than 70% of homes in Madison County

What homes are worth in Owens Cross Roads 35763

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$895K

This home is worth more than 35% of homes in Owens Cross Roads 35763.

How it measures up in Owens Cross Roads 35763

The dot is this home. The mark in the middle is the typical home in Owens Cross Roads 35763.

Estimated value$369,209
CheaperTypical $432,886Pricier

Pricier than 35% of homes nearby

Price per ft²$150
CheaperTypical $203Pricier

Pricier than 10% of homes nearby

Living area2,461 ft²
SmallerTypical 2,066 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.34 ac
SmallerTypical 0.4 acBigger

Bigger than 29% of homes nearby

Year built2006
OlderTypical 2008Newer

Newer than 45% of homes nearby

How 4732 Saddle Ridge Dr Se ranks against every home in each area.
MeasureThis homeOwens Cross Roads 35763Madison County
Estimated valuepricier than$369,20935% of homes65% of homes
Price per ft²pricier than$15010% of homes27% of homes
Living areabigger than2,461 ft²71% of homes86% of homes
Lot sizebigger than0.34 ac29% of homes38% of homes
Year builtnewer than200645% of homes70% of homes

About 4732 Saddle Ridge Dr Se

How much is 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL worth?

The TopHap Estimate for 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL is $369,209 as of Sep 24, 2026. The likely range is $324,723 to $413,695. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL last sell?

4732 Saddle Ridge Dr Se, Owens Cross Roads, AL last sold on Apr 2, 2020 for $262,900, according to the county's recorded deed.

How big is 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4732 Saddle Ridge Dr Se, Owens Cross Roads, AL has 1.5 bathrooms, 2,461 square feet of living space and a 0.34-acre lot.

When was 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL built?

4732 Saddle Ridge Dr Se, Owens Cross Roads, AL was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL?

4732 Saddle Ridge Dr Se, Owens Cross Roads, AL is assigned to Goldsmith Schiffman Elementary School (elementary), rated B+; Hampton Cove Middle School (middle), rated A+; Huntsville High School (high), rated A-. All sit in Huntsville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL compare to other homes in Owens Cross Roads 35763?

Among the 9,245 homes in Owens Cross Roads 35763, it is worth more than 35% of them ($369,209 against a typical $432,886), its price per square foot is higher than 10% of them ($150 against a typical $203), it is bigger than 71% of them (2,461 ft² against a typical 2,066 ft²), its lot is bigger than 29% of them (0.34 ac against a typical 0.4 ac) and it is newer than 45% of them (2006 against a typical 2008). Measured against all of Madison County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL?

The 2025 property tax bill for 4732 Saddle Ridge Dr Se, Owens Cross Roads, AL was $1,695. The county assessed it at $30,060.

More homes on Saddle Ridge Dr Se

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More homes in Owens Cross Roads 35763

Assigned schools

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