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Single Family ResidenceResidential
$549,825$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $366,000 on Apr 8, 2020

474 CONGRESS ST

WOONSOCKET, RI 02895
3
Beds
2.5
Baths
2,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$550K
$523K low$576K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$366,000 · Apr 8, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$257,025
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$205,620
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$292,800
TIAA CREF TRUST CO FSB · P · recorded Apr 8, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,829 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$519,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$109,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$409,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 02895These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.43,836
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,517 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,691
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,679
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

474 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Woonsocket 02895
  • Costs less per square foot than 91% of homes in Providence County
  • Bigger than 78% of homes in Providence County
  • Has a bigger lot than 92% of homes in Woonsocket 02895
  • Newer than 93% of homes in Providence County

What homes are worth in Woonsocket 02895

Each bar is how many homes fall in that price range. The marker is this home.

This home
$210K$632K

This home is worth more than 94% of homes in Woonsocket 02895.

How it measures up in Woonsocket 02895

The dot is this home. The mark in the middle is the typical home in Woonsocket 02895.

Estimated value$549,825
CheaperTypical $374,984Pricier

Pricier than 94% of homes nearby

Price per ft²$239
CheaperTypical $293Pricier

Pricier than 22% of homes nearby

Living area2,304 ft²
SmallerTypical 1,518 ft²Bigger

Bigger than 72% of homes nearby

Lot size0.38 ac
SmallerTypical 0.18 acBigger

Bigger than 92% of homes nearby

Year built2003
OlderTypical 1934Newer

Newer than 92% of homes nearby

How 474 Congress St ranks against every home in each area.
MeasureThis homeWoonsocket 02895Providence County
Estimated valuepricier than$549,82594% of homes74% of homes
Price per ft²pricier than$23922% of homes9% of homes
Living areabigger than2,304 ft²72% of homes78% of homes
Lot sizebigger than0.38 ac92% of homes77% of homes
Year builtnewer than200392% of homes93% of homes

About 474 Congress St

How much is 474 Congress St, Woonsocket, RI worth?

The TopHap Estimate for 474 Congress St, Woonsocket, RI is $549,825 as of Jul 14, 2026. The likely range is $523,332 to $576,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 474 Congress St, Woonsocket, RI last sell?

474 Congress St, Woonsocket, RI last sold on Apr 8, 2020 for $366,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 474 Congress St, Woonsocket, RI?

474 Congress St, Woonsocket, RI has 3 bedrooms, 2.5 bathrooms, 2,304 square feet of living space and a 0.38-acre lot.

When was 474 Congress St, Woonsocket, RI built?

474 Congress St, Woonsocket, RI was built in 2003, making it 23 years old. It is a colonial home. The building has 2 stories.

How does 474 Congress St, Woonsocket, RI compare to other homes in Woonsocket 02895?

Among the 8,799 homes in Woonsocket 02895, it is worth more than 94% of them ($549,825 against a typical $374,984), its price per square foot is higher than 22% of them ($239 against a typical $293), it is bigger than 72% of them (2,304 ft² against a typical 1,518 ft²), its lot is bigger than 92% of them (0.38 ac against a typical 0.18 ac) and it is newer than 92% of them (2003 against a typical 1934). Measured against all of Providence County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 474 Congress St, Woonsocket, RI?

The 2025 property tax bill for 474 Congress St, Woonsocket, RI was $5,829. The county assessed it at $519,100.

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