Skip to content
Skip to content
TopHapOpen in map
TownhouseResidential
$443,155$308 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $143,100 on Oct 4, 1988

4745 RAMS HORN ROW

ELLICOTT CITY, MD 21042
3 / 2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,375 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$443K
$435K low$451K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$143,100 · Oct 4, 1988
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$363,155
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,524
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
PNC BANK · E · recorded Jan 20, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,337 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$438,133 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$414,567
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$461,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyHOWARD
Lot (acres)The size of the land the home sits on, from county records.0.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 260 ft²Patio · 260 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dunloggin Middle SchoolB
Middle · Grades 6–8 · 0.8 mi
E
Northfield Elementary SchoolA-
Elementary · Grades KG–5 · 0.8 mi
H
Wilde Lake High SchoolB-
High · Grades 9–12 · 2.7 mi

District: Howard County Public Schools

Neighborhood · ZIP 21042These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.48
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.43,959
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,188 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$168,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$201,624
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4745 Rams Horn Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Ellicott City 21042
  • Costs more per square foot than 70% of homes in Dorsey's Search
  • Smaller than 88% of homes in Ellicott City 21042
  • Has a smaller lot than 97% of homes in Ellicott City 21042

What homes are worth in Ellicott City 21042

Each bar is how many homes fall in that price range. The marker is this home.

This home
$351K$2M

This home is worth more than 4% of homes in Ellicott City 21042.

How it measures up in Ellicott City 21042

The dot is this home. The mark in the middle is the typical home in Ellicott City 21042.

Estimated value$443,155
CheaperTypical $788,441Pricier

Pricier than 4% of homes nearby

Price per ft²$308
CheaperTypical $325Pricier

Pricier than 36% of homes nearby

Living area1,440 ft²
SmallerTypical 2,422 ft²Bigger

Bigger than 12% of homes nearby

Lot size2,375 ft²
SmallerTypical 0.47 acBigger

Bigger than 3% of homes nearby

Year built1988
OlderTypical 1987Newer

Newer than 56% of homes nearby

How 4745 Rams Horn Row ranks against every home in each area.
MeasureThis homeDorsey's SearchEllicott City 21042Howard County
Estimated valuepricier than$443,15528% of homes4% of homes22% of homes
Price per ft²pricier than$30870% of homes36% of homes50% of homes
Living areabigger than1,440 ft²27% of homes12% of homes25% of homes
Lot sizebigger than2,375 ft²20% of homes3% of homes16% of homes
Year builtnewer than198860% of homes56% of homes50% of homes

About 4745 Rams Horn Row

How much is 4745 Rams Horn Row, Ellicott City, MD worth?

The TopHap Estimate for 4745 Rams Horn Row, Ellicott City, MD is $443,155 as of Jul 14, 2026. The likely range is $435,363 to $450,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4745 Rams Horn Row, Ellicott City, MD last sell?

4745 Rams Horn Row, Ellicott City, MD last sold on Oct 4, 1988 for $143,100, according to the county's recorded deed.

How big is 4745 Rams Horn Row, Ellicott City, MD?

4745 Rams Horn Row, Ellicott City, MD has 3 bathrooms, 1,440 square feet of living space and a 0.06-acre lot.

When was 4745 Rams Horn Row, Ellicott City, MD built?

4745 Rams Horn Row, Ellicott City, MD was built in 1988, making it 38 years old. It is a townhouse home. The building has 2 stories.

What schools serve 4745 Rams Horn Row, Ellicott City, MD?

4745 Rams Horn Row, Ellicott City, MD is assigned to Dunloggin Middle School (middle), rated B; Northfield Elementary School (elementary), rated A-; Wilde Lake High School (high), rated B-. All sit in Howard County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4745 Rams Horn Row, Ellicott City, MD compare to other homes in Ellicott City 21042?

Among the 14,278 homes in Ellicott City 21042, it is worth more than 4% of them ($443,155 against a typical $788,441), its price per square foot is higher than 36% of them ($308 against a typical $325), it is bigger than 12% of them (1,440 ft² against a typical 2,422 ft²), its lot is bigger than 3% of them (2,375 ft² against a typical 0.47 ac) and it is newer than 56% of them (1988 against a typical 1987). Measured against all of Howard County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4745 Rams Horn Row, Ellicott City, MD?

The 2025 property tax bill for 4745 Rams Horn Row, Ellicott City, MD was $6,337. The county assessed it at $438,133.

Closest homes

More homes in Ellicott City 21042

Assigned schools

Explore the area

See this home in context

Open 4745 Rams Horn Row on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map