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Single Family ResidenceResidential
$312,253$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $143,000 on Jun 7, 2018

476 STATE ROUTE 55

ELDRED, NY 12732
3
Beds
1
Baths
1,746 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1938
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$312K
$285K low$339K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$143,000 · Jun 7, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,802
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$131,250
ULSTER SVGS BK · 3.625% 2 · recorded Nov 5, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
ULSTER SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,618 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,245

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.113 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySullivan
Lot (acres)The size of the land the home sits on, from county records.1.14
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eldred Junior-Senior High SchoolB-
Middle · Grades 7–12 · 1.4 mi
E
George Ross Mackenzie Elementary SchoolB-
Elementary · Grades PK–6 · 4.0 mi

District: Eldred Central School District

Neighborhood · ZIP 12732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.969
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,595
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$155,660
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

476 State Route 55 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 80% of homes in Eldred 12732
  • Bigger than 72% of homes in Eldred 12732
  • Has a smaller lot than 71% of homes in Eldred 12732
  • Older than 82% of homes in Sullivan County

What homes are worth in Eldred 12732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$834K

This home is worth more than 42% of homes in Eldred 12732.

How it measures up in Eldred 12732

The dot is this home. The mark in the middle is the typical home in Eldred 12732.

Estimated value$312,253
CheaperTypical $335,504Pricier

Pricier than 42% of homes nearby

Price per ft²$179
CheaperTypical $225Pricier

Pricier than 20% of homes nearby

Living area1,746 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 72% of homes nearby

Lot size1.14 ac
SmallerTypical 2.29 acBigger

Bigger than 29% of homes nearby

Year built1938
OlderTypical 1970Newer

Newer than 20% of homes nearby

How 476 State Route 55 ranks against every home in each area.
MeasureThis homeEldred 12732Sullivan County
Estimated valuepricier than$312,25342% of homes40% of homes
Price per ft²pricier than$17920% of homes24% of homes
Living areabigger than1,746 ft²72% of homes64% of homes
Lot sizebigger than1.14 ac29% of homes54% of homes
Year builtnewer than193820% of homes18% of homes

About 476 State Route 55

How much is 476 State Route 55, Eldred, NY worth?

The TopHap Estimate for 476 State Route 55, Eldred, NY is $312,253 as of Jul 14, 2026. The likely range is $285,419 to $339,087. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 476 State Route 55, Eldred, NY last sell?

476 State Route 55, Eldred, NY last sold on Jun 7, 2018 for $143,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 476 State Route 55, Eldred, NY?

476 State Route 55, Eldred, NY has 3 bedrooms, 1 bathrooms, 1,746 square feet of living space and a 1.14-acre lot.

When was 476 State Route 55, Eldred, NY built?

476 State Route 55, Eldred, NY was built in 1938, making it 88 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 476 State Route 55, Eldred, NY?

476 State Route 55, Eldred, NY is assigned to Eldred Junior-Senior High School (middle), rated B-; George Ross Mackenzie Elementary School (elementary), rated B-. All sit in Eldred Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 476 State Route 55, Eldred, NY compare to other homes in Eldred 12732?

Among the 533 homes in Eldred 12732, it is worth more than 42% of them ($312,253 against a typical $335,504), its price per square foot is higher than 20% of them ($179 against a typical $225), it is bigger than 72% of them (1,746 ft² against a typical 1,432 ft²), its lot is bigger than 29% of them (1.14 ac against a typical 2.29 ac) and it is newer than 20% of them (1938 against a typical 1970). Measured against all of Sullivan County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 476 State Route 55, Eldred, NY?

The 2024 property tax bill for 476 State Route 55, Eldred, NY was $3,618. The county assessed it at $121,500.

Closest homes

More homes in Eldred 12732

Assigned schools

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