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Single Family ResidenceResidential
$393,019$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

477 CALVERT RIDGE RD

WESTMORELAND, TN 37186
3
Beds
4
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$393K
$283K low$503K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,019
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,215
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
CITIZENS BK/LAFAYETTE · recorded Apr 8, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$179,000
PENNYMAC LOAN SERVICES LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,759 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,775 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$90,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,775
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$495,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySumner
Lot (acres)The size of the land the home sits on, from county records.5.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westmoreland Middle SchoolB
Middle · Grades 6–8 · 3.8 mi
E
Westmoreland Elementary SchoolC+
Elementary · Grades PK–5 · 3.9 mi
H
Westmoreland High SchoolB+
High · Grades 9–12 · 4.1 mi

District: Sumner County School District

Neighborhood · ZIP 37186These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.10,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,757
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,203
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

477 Calvert Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Westmoreland 37186
  • Costs more per square foot than 88% of homes in Westmoreland 37186
  • Bigger than 69% of homes in Westmoreland 37186
  • Has a bigger lot than 90% of homes in Sumner County
  • Newer than 92% of homes in Westmoreland 37186

What homes are worth in Westmoreland 37186

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$635K

This home is worth more than 87% of homes in Westmoreland 37186.

How it measures up in Westmoreland 37186

The dot is this home. The mark in the middle is the typical home in Westmoreland 37186.

Estimated value$393,019
CheaperTypical $261,186Pricier

Pricier than 87% of homes nearby

Price per ft²$239
CheaperTypical $178Pricier

Pricier than 88% of homes nearby

Living area1,644 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 69% of homes nearby

Lot size5.3 ac
SmallerTypical 2.17 acBigger

Bigger than 70% of homes nearby

Year built2020
OlderTypical 1992Newer

Newer than 92% of homes nearby

How 477 Calvert Ridge Rd ranks against every home in each area.
MeasureThis homeWestmoreland 37186Sumner County
Estimated valuepricier than$393,01987% of homes40% of homes
Price per ft²pricier than$23988% of homes56% of homes
Living areabigger than1,644 ft²69% of homes41% of homes
Lot sizebigger than5.3 ac70% of homes90% of homes
Year builtnewer than202092% of homes90% of homes

About 477 Calvert Ridge Rd

How much is 477 Calvert Ridge Rd, Westmoreland, TN worth?

The TopHap Estimate for 477 Calvert Ridge Rd, Westmoreland, TN is $393,019 as of Jul 14, 2026. The likely range is $283,232 to $502,806. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 477 Calvert Ridge Rd, Westmoreland, TN last sell?

477 Calvert Ridge Rd, Westmoreland, TN last sold on Jul 8, 2019, according to the county's recorded deed.

How big is 477 Calvert Ridge Rd, Westmoreland, TN?

477 Calvert Ridge Rd, Westmoreland, TN has 3 bedrooms, 4 bathrooms, 1,644 square feet of living space and a 5.30-acre lot.

When was 477 Calvert Ridge Rd, Westmoreland, TN built?

477 Calvert Ridge Rd, Westmoreland, TN was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 477 Calvert Ridge Rd, Westmoreland, TN?

477 Calvert Ridge Rd, Westmoreland, TN is assigned to Westmoreland Middle School (middle), rated B; Westmoreland Elementary School (elementary), rated C+; Westmoreland High School (high), rated B+. All sit in Sumner County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 477 Calvert Ridge Rd, Westmoreland, TN compare to other homes in Westmoreland 37186?

Among the 4,182 homes in Westmoreland 37186, it is worth more than 87% of them ($393,019 against a typical $261,186), its price per square foot is higher than 88% of them ($239 against a typical $178), it is bigger than 69% of them (1,644 ft² against a typical 1,404 ft²), its lot is bigger than 70% of them (5.3 ac against a typical 2.17 ac) and it is newer than 92% of them (2020 against a typical 1992). Measured against all of Sumner County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 477 Calvert Ridge Rd, Westmoreland, TN?

The 2025 property tax bill for 477 Calvert Ridge Rd, Westmoreland, TN was $1,759. The county assessed it at $123,775.

Closest homes

More homes in Westmoreland 37186

Assigned schools

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