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Single Family ResidenceResidential
$354,481$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $204,100 on Mar 28, 2012

478 RIDGE RD

MONMOUTH, ME 04259
4
Beds
1
Baths
1,380 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$354K
$288K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$204,100 · Mar 28, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$141,216
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$112,973
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,265
REGENCY MORTGAGE · recorded Mar 28, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
CAMDEN NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,398 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$298,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$234,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$398,525

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Monmouth AcademyB-
High · Grades 9–12 · 4.1 mi
E
Monmouth Memorial SchoolB
Elementary · Grades PK–8 · 4.3 mi

District: Regional School Unit 02

Neighborhood · ZIP 04259These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,426
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,246
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,357
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

478 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 69% of homes in Monmouth 04259

What homes are worth in Monmouth 04259

Each bar is how many homes fall in that price range. The marker is this home.

This home
$156K$998K

This home is worth more than 42% of homes in Monmouth 04259.

How it measures up in Monmouth 04259

The dot is this home. The mark in the middle is the typical home in Monmouth 04259.

Estimated value$354,481
CheaperTypical $375,000Pricier

Pricier than 42% of homes nearby

Price per ft²$257
CheaperTypical $265Pricier

Pricier than 46% of homes nearby

Living area1,380 ft²
SmallerTypical 1,336 ft²Bigger

Bigger than 53% of homes nearby

Lot size1 ac
SmallerTypical 1.52 acBigger

Bigger than 38% of homes nearby

Year built1960
OlderTypical 1977Newer

Newer than 31% of homes nearby

How 478 Ridge Rd ranks against every home in each area.
MeasureThis homeMonmouth 04259Kennebec County
Estimated valuepricier than$354,48142% of homes64% of homes
Price per ft²pricier than$25746% of homes59% of homes
Living areabigger than1,380 ft²53% of homes54% of homes
Lot sizebigger than1 ac38% of homes48% of homes
Year builtnewer than196031% of homes43% of homes

About 478 Ridge Rd

How much is 478 Ridge Rd, Monmouth, ME worth?

The TopHap Estimate for 478 Ridge Rd, Monmouth, ME is $354,481 as of Jul 14, 2026. The likely range is $287,876 to $421,086. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 478 Ridge Rd, Monmouth, ME last sell?

478 Ridge Rd, Monmouth, ME last sold on Mar 28, 2012 for $204,100, according to the county's recorded deed.

How big is 478 Ridge Rd, Monmouth, ME?

478 Ridge Rd, Monmouth, ME has 4 bedrooms, 1 bathrooms, 1,380 square feet of living space and a 1.00-acre lot.

When was 478 Ridge Rd, Monmouth, ME built?

478 Ridge Rd, Monmouth, ME was built in 1960, making it 66 years old. It is a cape cod home. The building has 1 story.

What schools serve 478 Ridge Rd, Monmouth, ME?

478 Ridge Rd, Monmouth, ME is assigned to Monmouth Academy (high), rated B-; Monmouth Memorial School (elementary), rated B. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 478 Ridge Rd, Monmouth, ME compare to other homes in Monmouth 04259?

Among the 1,684 homes in Monmouth 04259, it is worth more than 42% of them ($354,481 against a typical $375,000), its price per square foot is higher than 46% of them ($257 against a typical $265), it is bigger than 53% of them (1,380 ft² against a typical 1,336 ft²), its lot is bigger than 38% of them (1 ac against a typical 1.52 ac) and it is newer than 31% of them (1960 against a typical 1977). Measured against all of Kennebec County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 478 Ridge Rd, Monmouth, ME?

The 2025 property tax bill for 478 Ridge Rd, Monmouth, ME was $3,398. The county assessed it at $298,100.

Closest homes

More homes in Monmouth 04259

Assigned schools

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