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Single Family ResidenceResidential
$354,475$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $325,000 on Aug 2, 2022

48 BLACK RIVER CMNS

CAVENDISH, VT 05142
2
Beds
2
Baths
1,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$354K
$328K low$381K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$325,000 · Aug 2, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$354,475
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$283,580

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,545 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$196,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.90
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Steam
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05142These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.68%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.997
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,114
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,576
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Black River Cmns measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in Windsor County
  • Has a smaller lot than 76% of homes in Cavendish 05142
  • Newer than 81% of homes in Windsor County

What homes are worth in Cavendish 05142

Each bar is how many homes fall in that price range. The marker is this home.

This home
$113K$882K

This home is worth more than 59% of homes in Cavendish 05142.

How it measures up in Cavendish 05142

The dot is this home. The mark in the middle is the typical home in Cavendish 05142.

Estimated value$354,475
CheaperTypical $316,747Pricier

Pricier than 59% of homes nearby

Price per ft²$200
CheaperTypical $211Pricier

Pricier than 44% of homes nearby

Living area1,776 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.9 ac
SmallerTypical 3.3 acBigger

Bigger than 24% of homes nearby

Year built1995
OlderTypical 1982Newer

Newer than 67% of homes nearby

How 48 Black River Cmns ranks against every home in each area.
MeasureThis homeCavendish 05142Windsor County
Estimated valuepricier than$354,47559% of homes41% of homes
Price per ft²pricier than$20044% of homes26% of homes
Living areabigger than1,776 ft²59% of homes61% of homes
Lot sizebigger than0.9 ac24% of homes30% of homes
Year builtnewer than199567% of homes81% of homes

About 48 Black River Cmns

How much is 48 Black River Cmns, Cavendish, VT worth?

The TopHap Estimate for 48 Black River Cmns, Cavendish, VT is $354,475 as of Jul 14, 2026. The likely range is $328,137 to $380,813. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Black River Cmns, Cavendish, VT last sell?

48 Black River Cmns, Cavendish, VT last sold on Aug 2, 2022 for $325,000, according to the county's recorded deed.

How big is 48 Black River Cmns, Cavendish, VT?

48 Black River Cmns, Cavendish, VT has 2 bedrooms, 2 bathrooms, 1,776 square feet of living space and a 0.90-acre lot.

When was 48 Black River Cmns, Cavendish, VT built?

48 Black River Cmns, Cavendish, VT was built in 1995, making it 31 years old. The building has 1 story.

How does 48 Black River Cmns, Cavendish, VT compare to other homes in Cavendish 05142?

Among the 527 homes in Cavendish 05142, it is worth more than 59% of them ($354,475 against a typical $316,747), its price per square foot is higher than 44% of them ($200 against a typical $211), it is bigger than 59% of them (1,776 ft² against a typical 1,568 ft²), its lot is bigger than 24% of them (0.9 ac against a typical 3.3 ac) and it is newer than 67% of them (1995 against a typical 1982). Measured against all of Windsor County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Black River Cmns, Cavendish, VT?

The 2024 property tax bill for 48 Black River Cmns, Cavendish, VT was $5,545. The county assessed it at $196,300.

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