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Single Family ResidenceResidential
$523,289$519 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $345,000 on Mar 4, 2021

48 ELLEN ST

RIVERHEAD, NY 11901
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$523K
$487K low$560K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$345,000 · Mar 4, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$184,538
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$147,630
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$338,751
FEDERAL SAVINGS BANK · recorded Mar 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,101 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$415,441

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.48
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverhead Senior High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Riverhead Middle SchoolD
Middle · Grades 6–8 · 1.7 mi
E
Roanoke Avenue SchoolD-
Elementary · Grades PK–4 · 2.0 mi

District: Riverhead Central School District

Neighborhood · ZIP 11901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.29,638
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.531 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,609
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,711
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Ellen St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Suffolk County
  • Costs more per square foot than 88% of homes in Riverhead
  • Smaller than 89% of homes in Suffolk County
  • Has a bigger lot than 80% of homes in Riverhead
  • Newer than 79% of homes in Suffolk County

What homes are worth in Riverhead 11901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$353K$1.9M

This home is worth more than 28% of homes in Riverhead 11901.

How it measures up in Riverhead 11901

The dot is this home. The mark in the middle is the typical home in Riverhead 11901.

Estimated value$523,289
CheaperTypical $634,299Pricier

Pricier than 28% of homes nearby

Price per ft²$519
CheaperTypical $424Pricier

Pricier than 78% of homes nearby

Living area1,008 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.48 ac
SmallerTypical 0.31 acBigger

Bigger than 70% of homes nearby

Year built1993
OlderTypical 1991Newer

Newer than 56% of homes nearby

How 48 Ellen St ranks against every home in each area.
MeasureThis homeRiverheadRiverhead 11901Suffolk County
Estimated valuepricier than$523,28928% of homes28% of homes14% of homes
Price per ft²pricier than$51988% of homes78% of homes74% of homes
Living areabigger than1,008 ft²19% of homes25% of homes11% of homes
Lot sizebigger than0.48 ac80% of homes70% of homes73% of homes
Year builtnewer than199363% of homes56% of homes79% of homes

About 48 Ellen St

How much is 48 Ellen St, Riverhead, NY worth?

The TopHap Estimate for 48 Ellen St, Riverhead, NY is $523,289 as of Jul 14, 2026. The likely range is $486,649 to $559,929. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Ellen St, Riverhead, NY last sell?

48 Ellen St, Riverhead, NY last sold on Mar 4, 2021 for $345,000, according to the county's recorded deed.

How big is 48 Ellen St, Riverhead, NY?

48 Ellen St, Riverhead, NY has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 0.48-acre lot.

When was 48 Ellen St, Riverhead, NY built?

48 Ellen St, Riverhead, NY was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 48 Ellen St, Riverhead, NY?

48 Ellen St, Riverhead, NY is assigned to Riverhead Senior High School (high), rated C-; Riverhead Middle School (middle), rated D; Roanoke Avenue School (elementary), rated D-. All sit in Riverhead Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Ellen St, Riverhead, NY compare to other homes in Riverhead 11901?

Among the 9,718 homes in Riverhead 11901, it is worth more than 28% of them ($523,289 against a typical $634,299), its price per square foot is higher than 78% of them ($519 against a typical $424), it is bigger than 25% of them (1,008 ft² against a typical 1,380 ft²), its lot is bigger than 70% of them (0.48 ac against a typical 0.31 ac) and it is newer than 56% of them (1993 against a typical 1991). Measured against all of Suffolk County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Ellen St, Riverhead, NY?

The 2024 property tax bill for 48 Ellen St, Riverhead, NY was $7,101. The county assessed it at $33,900.

Closest homes

More homes in Riverhead 11901

Assigned schools

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