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Single Family ResidenceResidential
$418,803$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $192,000 on Feb 2, 2000

48 RIVER RD

ORANGE PARK, FL 32073
3
Beds
2
Baths
2,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$419K
$390K low$448K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$192,000 · Feb 2, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$265,203
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$212,162
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$153,600
BANK OF AMERICA · recorded Feb 2, 2000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,345 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$171,033 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,213
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,397

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.0.38
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 12 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Orange Park Junior High SchoolC-
Middle · Grades 7–8 · 2.3 mi
E
Montclair Elementary SchoolC+
Elementary · Grades KG–6 · 2.7 mi
H
Orange Park High SchoolC+
High · Grades 9–12 · 3.3 mi

District: Clay County School District

Neighborhood · ZIP 32073These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.46,400
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,391 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,481
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,813
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Orange Park 32073
  • Bigger than 87% of homes in Orange Park
  • Has a bigger lot than 82% of homes in Orange Park 32073
  • Newer than 85% of homes in Orange Park

What homes are worth in Orange Park 32073

Each bar is how many homes fall in that price range. The marker is this home.

This home
$134K$690K

This home is worth more than 87% of homes in Orange Park 32073.

How it measures up in Orange Park 32073

The dot is this home. The mark in the middle is the typical home in Orange Park 32073.

Estimated value$418,803
CheaperTypical $300,220Pricier

Pricier than 87% of homes nearby

Price per ft²$172
CheaperTypical $170Pricier

Pricier than 55% of homes nearby

Living area2,428 ft²
SmallerTypical 1,709 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.38 ac
SmallerTypical 0.24 acBigger

Bigger than 82% of homes nearby

Year built1988
OlderTypical 1979Newer

Newer than 67% of homes nearby

How 48 River Rd ranks against every home in each area.
MeasureThis homeOrange ParkOrange Park 32073Clay County
Estimated valuepricier than$418,80383% of homes87% of homes75% of homes
Price per ft²pricier than$17246% of homes55% of homes37% of homes
Living areabigger than2,428 ft²87% of homes85% of homes82% of homes
Lot sizebigger than0.38 ac74% of homes82% of homes63% of homes
Year builtnewer than198885% of homes67% of homes35% of homes

About 48 River Rd

How much is 48 River Rd, Orange Park, FL worth?

The TopHap Estimate for 48 River Rd, Orange Park, FL is $418,803 as of Jul 14, 2026. The likely range is $390,037 to $447,569. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 River Rd, Orange Park, FL last sell?

48 River Rd, Orange Park, FL last sold on Feb 2, 2000 for $192,000, according to the county's recorded deed.

How big is 48 River Rd, Orange Park, FL?

48 River Rd, Orange Park, FL has 3 bedrooms, 2 bathrooms, 2,428 square feet of living space and a 0.38-acre lot.

When was 48 River Rd, Orange Park, FL built?

48 River Rd, Orange Park, FL was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 48 River Rd, Orange Park, FL?

48 River Rd, Orange Park, FL is assigned to Orange Park Junior High School (middle), rated C-; Montclair Elementary School (elementary), rated C+; Orange Park High School (high), rated C+. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 River Rd, Orange Park, FL compare to other homes in Orange Park 32073?

Among the 13,738 homes in Orange Park 32073, it is worth more than 87% of them ($418,803 against a typical $300,220), its price per square foot is higher than 55% of them ($172 against a typical $170), it is bigger than 85% of them (2,428 ft² against a typical 1,709 ft²), its lot is bigger than 82% of them (0.38 ac against a typical 0.24 ac) and it is newer than 67% of them (1988 against a typical 1979). Measured against all of Clay County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 River Rd, Orange Park, FL?

The 2025 property tax bill for 48 River Rd, Orange Park, FL was $2,345. The county assessed it at $171,033.

Closest homes

More homes in Orange Park 32073

Assigned schools

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