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Single Family ResidenceResidential
$1,072,997$434 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $699,000 on Jul 27, 2021

48 RIVER RD

SMITHTOWN, NY 11787
4
Beds
2.5
Baths
2,470 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$699,000 · Jul 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$408,947
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$327,158
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$664,050
FREEDOM MORTGAGE CORP · P · recorded Jul 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,503 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,198 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$730
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,468
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$899,750

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.73
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Suburban
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 316 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Smithtown Elementary SchoolB
Elementary · Grades KG–5 · 0.4 mi
M
Accompsett Middle SchoolC+
Middle · Grades 6–8 · 2.7 mi
H
Smithtown High School WestA
High · Grades 9–12 · 2.9 mi

District: Smithtown Central School District

Neighborhood · ZIP 11787These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.35,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$138,431
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,190
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Smithtown 11787
  • Bigger than 83% of homes in Suffolk County
  • Has a bigger lot than 86% of homes in Smithtown 11787
  • Newer than 96% of homes in Smithtown

What homes are worth in Smithtown 11787

Each bar is how many homes fall in that price range. The marker is this home.

This home
$524K$1.6M

This home is worth more than 90% of homes in Smithtown 11787.

How it measures up in Smithtown 11787

The dot is this home. The mark in the middle is the typical home in Smithtown 11787.

Estimated value$1,072,997
CheaperTypical $798,192Pricier

Pricier than 90% of homes nearby

Price per ft²$434
CheaperTypical $446Pricier

Pricier than 45% of homes nearby

Living area2,470 ft²
SmallerTypical 1,906 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.73 ac
SmallerTypical 0.38 acBigger

Bigger than 86% of homes nearby

Year built2001
OlderTypical 1965Newer

Newer than 93% of homes nearby

How 48 River Rd ranks against every home in each area.
MeasureThis homeSmithtownSmithtown 11787Suffolk County
Estimated valuepricier than$1,072,99788% of homes90% of homes82% of homes
Price per ft²pricier than$43446% of homes45% of homes56% of homes
Living areabigger than2,470 ft²73% of homes80% of homes83% of homes
Lot sizebigger than0.73 ac83% of homes86% of homes85% of homes
Year builtnewer than200196% of homes93% of homes89% of homes

About 48 River Rd

How much is 48 River Rd, Smithtown, NY worth?

The TopHap Estimate for 48 River Rd, Smithtown, NY is $1,072,997 as of Jul 14, 2026. The likely range is $1,003,784 to $1,142,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 River Rd, Smithtown, NY last sell?

48 River Rd, Smithtown, NY last sold on Jul 27, 2021 for $699,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 48 River Rd, Smithtown, NY?

48 River Rd, Smithtown, NY has 4 bedrooms, 2.5 bathrooms, 2,470 square feet of living space and a 0.73-acre lot.

When was 48 River Rd, Smithtown, NY built?

48 River Rd, Smithtown, NY was built in 2001, making it 25 years old. It is a colonial home. The building has 2 stories.

What schools serve 48 River Rd, Smithtown, NY?

48 River Rd, Smithtown, NY is assigned to Smithtown Elementary School (elementary), rated B; Accompsett Middle School (middle), rated C+; Smithtown High School West (high), rated A. All sit in Smithtown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 River Rd, Smithtown, NY compare to other homes in Smithtown 11787?

Among the 11,478 homes in Smithtown 11787, it is worth more than 90% of them ($1,072,997 against a typical $798,192), its price per square foot is higher than 45% of them ($434 against a typical $446), it is bigger than 80% of them (2,470 ft² against a typical 1,906 ft²), its lot is bigger than 86% of them (0.73 ac against a typical 0.38 ac) and it is newer than 93% of them (2001 against a typical 1965). Measured against all of Suffolk County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 River Rd, Smithtown, NY?

The 2024 property tax bill for 48 River Rd, Smithtown, NY was $18,503. The county assessed it at $7,198.

Closest homes

More homes in Smithtown 11787

Assigned schools

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See this home in context

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