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Single Family ResidenceResidential
$335,660$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $189,000 on Aug 8, 2018

48 RIVERWOOD CIR

EFFINGHAM, NH 03882
4
Beds
3.5
Baths
2,849 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Nov 13, 2025.

Valuation

$336K
$301K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$189,000 · Aug 8, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$136,292
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$109,034
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$185,576
FEDERAL SVGS BK · recorded Aug 8, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$13,792
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,774 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$377,910

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.161 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.2.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolB+
Elementary · Grades KG–6 · 5.1 mi
M
Kingswood Regional Middle SchoolB-
Middle · Grades 7–8 · 12.3 mi
H
Kingswood Regional High SchoolB
High · Grades 9–12 · 12.4 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Riverwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Carroll County
  • Among the lowest price per square foot in Carroll County
  • Bigger than 93% of homes in Effingham 03882
  • Has a bigger lot than 70% of homes in Carroll County
  • Newer than 80% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$753K

This home is worth more than 37% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$335,660
CheaperTypical $375,000Pricier

Pricier than 37% of homes nearby

Price per ft²$118
CheaperTypical $228Pricier

Pricier than 2% of homes nearby

Living area2,849 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 93% of homes nearby

Lot size2.02 ac
SmallerTypical 2.7 acBigger

Bigger than 36% of homes nearby

Year built2003
OlderTypical 1990Newer

Newer than 71% of homes nearby

How 48 Riverwood Cir ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$335,66037% of homes17% of homes
Price per ft²pricier than$1182% of homesalmost no homes
Living areabigger than2,849 ft²93% of homes85% of homes
Lot sizebigger than2.02 ac36% of homes70% of homes
Year builtnewer than200371% of homes80% of homes

About 48 Riverwood Cir

How much is 48 Riverwood Cir, Effingham, NH worth?

The TopHap Estimate for 48 Riverwood Cir, Effingham, NH is $335,660 as of Jul 14, 2026. The likely range is $301,350 to $369,970. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Riverwood Cir, Effingham, NH last sell?

48 Riverwood Cir, Effingham, NH last sold on Aug 8, 2018 for $189,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 48 Riverwood Cir, Effingham, NH?

48 Riverwood Cir, Effingham, NH has 4 bedrooms, 3.5 bathrooms, 2,849 square feet of living space and a 2.02-acre lot.

When was 48 Riverwood Cir, Effingham, NH built?

48 Riverwood Cir, Effingham, NH was built in 2003, making it 23 years old. It is a colonial home. The building has 2 stories.

What schools serve 48 Riverwood Cir, Effingham, NH?

48 Riverwood Cir, Effingham, NH is assigned to Effingham Elementary School (elementary), rated B+; Kingswood Regional Middle School (middle), rated B-; Kingswood Regional High School (high), rated B. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Riverwood Cir, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 37% of them ($335,660 against a typical $375,000), its price per square foot is higher than 2% of them ($118 against a typical $228), it is bigger than 93% of them (2,849 ft² against a typical 1,310 ft²), its lot is bigger than 36% of them (2.02 ac against a typical 2.7 ac) and it is newer than 71% of them (2003 against a typical 1990). Measured against all of Carroll County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Riverwood Cir, Effingham, NH?

The 2025 property tax bill for 48 Riverwood Cir, Effingham, NH was $5,774. The county assessed it at $375,400.

Closest homes

More homes in Effingham 03882

Assigned schools

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