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Single Family ResidenceResidential
$421,967$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $82,800 on Apr 18, 2013

98 RIVERWOOD CIR

EFFINGHAM, NH 03882
3
Beds
3
Baths
2,943 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$422K
$405K low$439K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$82,800 · Apr 18, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$421,967
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$337,574

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,112 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$462,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$369,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$321,670

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.100 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.2.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Effingham Elementary SchoolB+
Elementary · Grades KG–6 · 5.3 mi
M
Kingswood Regional Middle SchoolB-
Middle · Grades 7–8 · 12.3 mi
H
Kingswood Regional High SchoolB
High · Grades 9–12 · 12.4 mi

District: Governor Wentworth Regional School District

Neighborhood · ZIP 03882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,805
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,683
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

98 Riverwood Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Effingham 03882
  • Costs less per square foot than 98% of homes in Carroll County
  • Bigger than 94% of homes in Effingham 03882
  • Has a bigger lot than 73% of homes in Carroll County

What homes are worth in Effingham 03882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$753K

This home is worth more than 69% of homes in Effingham 03882.

How it measures up in Effingham 03882

The dot is this home. The mark in the middle is the typical home in Effingham 03882.

Estimated value$421,967
CheaperTypical $375,000Pricier

Pricier than 69% of homes nearby

Price per ft²$143
CheaperTypical $228Pricier

Pricier than 6% of homes nearby

Living area2,943 ft²
SmallerTypical 1,310 ft²Bigger

Bigger than 94% of homes nearby

Lot size2.22 ac
SmallerTypical 2.7 acBigger

Bigger than 43% of homes nearby

Year built1988
OlderTypical 1990Newer

Newer than 47% of homes nearby

How 98 Riverwood Cir ranks against every home in each area.
MeasureThis homeEffingham 03882Carroll County
Estimated valuepricier than$421,96769% of homes35% of homes
Price per ft²pricier than$1436% of homes2% of homes
Living areabigger than2,943 ft²94% of homes86% of homes
Lot sizebigger than2.22 ac43% of homes73% of homes
Year builtnewer than198847% of homes60% of homes

About 98 Riverwood Cir

How much is 98 Riverwood Cir, Effingham, NH worth?

The TopHap Estimate for 98 Riverwood Cir, Effingham, NH is $421,967 as of Jul 14, 2026. The likely range is $404,699 to $439,235. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 98 Riverwood Cir, Effingham, NH last sell?

98 Riverwood Cir, Effingham, NH last sold on Apr 18, 2013 for $82,800, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 98 Riverwood Cir, Effingham, NH?

98 Riverwood Cir, Effingham, NH has 3 bedrooms, 3 bathrooms, 2,943 square feet of living space and a 2.22-acre lot.

When was 98 Riverwood Cir, Effingham, NH built?

98 Riverwood Cir, Effingham, NH was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 98 Riverwood Cir, Effingham, NH?

98 Riverwood Cir, Effingham, NH is assigned to Effingham Elementary School (elementary), rated B+; Kingswood Regional Middle School (middle), rated B-; Kingswood Regional High School (high), rated B. All sit in Governor Wentworth Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 98 Riverwood Cir, Effingham, NH compare to other homes in Effingham 03882?

Among the 1,192 homes in Effingham 03882, it is worth more than 69% of them ($421,967 against a typical $375,000), its price per square foot is higher than 6% of them ($143 against a typical $228), it is bigger than 94% of them (2,943 ft² against a typical 1,310 ft²), its lot is bigger than 43% of them (2.22 ac against a typical 2.7 ac) and it is newer than 47% of them (1988 against a typical 1990). Measured against all of Carroll County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 98 Riverwood Cir, Effingham, NH?

The 2025 property tax bill for 98 Riverwood Cir, Effingham, NH was $7,112. The county assessed it at $462,400.

Closest homes

More homes in Effingham 03882

Assigned schools

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