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Single Family ResidenceResidential
$225,528$97 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

48 ROCKY LN

SEMINARY, MS 39479
1.5
Baths
2,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$226K
$215K low$236K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,678
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,850
BANKFIRST FINANCIAL SERVICES · recorded Feb 9, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
BANKFIRST FINANCIAL SERVICES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$667 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,067 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,796
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$97,460

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOVINGTON
Lot (acres)The size of the land the home sits on, from county records.6.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Seminary High SchoolB-
Elementary · Grades 9–12 · 5.6 mi

District: Covington County School District

Neighborhood · ZIP 39479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,507
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,787
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,132
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Rocky Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 87% of homes in Seminary 39479
  • Bigger than 79% of homes in Covington County
  • Has a bigger lot than 73% of homes in Covington County
  • Older than 67% of homes in Seminary 39479

What homes are worth in Seminary 39479

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$600K

This home is worth more than 52% of homes in Seminary 39479.

How it measures up in Seminary 39479

The dot is this home. The mark in the middle is the typical home in Seminary 39479.

Estimated value$225,528
CheaperTypical $220,041Pricier

Pricier than 52% of homes nearby

Price per ft²$97
CheaperTypical $124Pricier

Pricier than 13% of homes nearby

Living area2,334 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 78% of homes nearby

Lot size6 ac
SmallerTypical 2.8 acBigger

Bigger than 70% of homes nearby

Year built1979
OlderTypical 1991Newer

Newer than 33% of homes nearby

How 48 Rocky Ln ranks against every home in each area.
MeasureThis homeSeminary 39479Covington County
Estimated valuepricier than$225,52852% of homes62% of homes
Price per ft²pricier than$9713% of homes30% of homes
Living areabigger than2,334 ft²78% of homes79% of homes
Lot sizebigger than6 ac70% of homes73% of homes
Year builtnewer than197933% of homes38% of homes

About 48 Rocky Ln

How much is 48 Rocky Ln, Seminary, MS worth?

The TopHap Estimate for 48 Rocky Ln, Seminary, MS is $225,528 as of Jul 14, 2026. The likely range is $214,809 to $236,247. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Rocky Ln, Seminary, MS last sell?

48 Rocky Ln, Seminary, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 48 Rocky Ln, Seminary, MS?

48 Rocky Ln, Seminary, MS has 1.5 bathrooms, 2,334 square feet of living space and a 6.00-acre lot.

When was 48 Rocky Ln, Seminary, MS built?

48 Rocky Ln, Seminary, MS was built in 1979, making it 47 years old.

What schools serve 48 Rocky Ln, Seminary, MS?

48 Rocky Ln, Seminary, MS is assigned to Seminary High School (elementary), rated B-. All sit in Covington County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Rocky Ln, Seminary, MS compare to other homes in Seminary 39479?

Among the 2,296 homes in Seminary 39479, it is worth more than 52% of them ($225,528 against a typical $220,041), its price per square foot is higher than 13% of them ($97 against a typical $124), it is bigger than 78% of them (2,334 ft² against a typical 1,680 ft²), its lot is bigger than 70% of them (6 ac against a typical 2.8 ac) and it is newer than 33% of them (1979 against a typical 1991). Measured against all of Covington County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Rocky Ln, Seminary, MS?

The 2025 property tax bill for 48 Rocky Ln, Seminary, MS was $667. The county assessed it at $10,067.

Closest homes

More homes in Seminary 39479

Assigned schools

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