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Single Family ResidenceResidential
$765,752
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $316,900 on Jan 12, 2001

48 RUGG RD

STERLING, MA 01564
0
Baths
2.11 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$766K
$729K low$803K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$316,900 · Jan 12, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,752
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,802
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$379,000
IC CU · recorded Mar 15, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$247,000
ROCKET MORTGAGE
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,803 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$605,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$152,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$453,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$731,120

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.2.11
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(12)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Houghton Elementary SchoolC
Elementary · Grades KG–4 · 2.5 mi
M
Chocksett Middle SchoolB+
Middle · Grades 5–8 · 2.5 mi
H
Wachusett Regional High SchoolB+
High · Grades 9–12 · 8.9 mi

District: Wachusett School District

Neighborhood · ZIP 01564These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,279
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,296
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$173,931
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Rugg Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Worcester County
  • Has a bigger lot than 84% of homes in Worcester County

What homes are worth in Sterling 01564

Each bar is how many homes fall in that price range. The marker is this home.

This home
$266K$1.1M

This home is worth more than 75% of homes in Sterling 01564.

How it measures up in Sterling 01564

The dot is this home. The mark in the middle is the typical home in Sterling 01564.

Estimated value$765,752
CheaperTypical $611,435Pricier

Pricier than 75% of homes nearby

Lot size2.11 ac
SmallerTypical 1.17 acBigger

Bigger than 75% of homes nearby

How 48 Rugg Rd ranks against every home in each area.
MeasureThis homeSterling 01564Worcester County
Estimated valuepricier than$765,75275% of homes88% of homes
Lot sizebigger than2.11 ac75% of homes84% of homes

About 48 Rugg Rd

How much is 48 Rugg Rd, Sterling, MA worth?

The TopHap Estimate for 48 Rugg Rd, Sterling, MA is $765,752 as of Jul 14, 2026. The likely range is $728,515 to $802,989. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Rugg Rd, Sterling, MA last sell?

48 Rugg Rd, Sterling, MA last sold on Jan 12, 2001 for $316,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 48 Rugg Rd, Sterling, MA?

48 Rugg Rd, Sterling, MA is assigned to Houghton Elementary School (elementary), rated C; Chocksett Middle School (middle), rated B+; Wachusett Regional High School (high), rated B+. All sit in Wachusett School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Rugg Rd, Sterling, MA compare to other homes in Sterling 01564?

Among the 2,985 homes in Sterling 01564, it is worth more than 75% of them ($765,752 against a typical $611,435) and its lot is bigger than 75% of them (2.11 ac against a typical 1.17 ac). Measured against all of Worcester County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Rugg Rd, Sterling, MA?

The 2025 property tax bill for 48 Rugg Rd, Sterling, MA was $7,803. The county assessed it at $605,800.

Closest homes

More homes in Sterling 01564

Assigned schools

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See this home in context

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