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Single Family ResidenceResidential
$236,547$246 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $120,000 on Dec 1, 1988

48 RUSKIN ST

CHICOPEE, MA 01020
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$237K
$216K low$257K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Dec 1, 1988

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,881 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$256,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$249,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHampden
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Belcher
Elementary · Grades PK–2 · 0.8 mi
H
Chicopee High SchoolD
High · Grades 9–12 · 0.9 mi
M
Bellamy Middle SchoolD+
Middle · Grades 6–8 · 2.5 mi

District: Chicopee School District

Neighborhood · ZIP 01020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,218
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Ruskin St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Chicopee 01020
  • Smaller than 89% of homes in Hampden County
  • Has a smaller lot than 68% of homes in Hampden County
  • Newer than 79% of homes in Chicopee 01020

What homes are worth in Chicopee 01020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$538K

This home is worth more than 8% of homes in Chicopee 01020.

How it measures up in Chicopee 01020

The dot is this home. The mark in the middle is the typical home in Chicopee 01020.

Estimated value$236,547
CheaperTypical $311,689Pricier

Pricier than 8% of homes nearby

Price per ft²$246
CheaperTypical $258Pricier

Pricier than 42% of homes nearby

Living area960 ft²
SmallerTypical 1,267 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.21 ac
SmallerTypical 0.23 acBigger

Bigger than 35% of homes nearby

Year built1973
OlderTypical 1955Newer

Newer than 79% of homes nearby

How 48 Ruskin St ranks against every home in each area.
MeasureThis homeChicopee 01020Hampden County
Estimated valuepricier than$236,5478% of homes10% of homes
Price per ft²pricier than$24642% of homes54% of homes
Living areabigger than960 ft²15% of homes11% of homes
Lot sizebigger than0.21 ac35% of homes32% of homes
Year builtnewer than197379% of homes72% of homes

About 48 Ruskin St

How much is 48 Ruskin St, Chicopee, MA worth?

The TopHap Estimate for 48 Ruskin St, Chicopee, MA is $236,547 as of Aug 30, 2026. The likely range is $216,049 to $257,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Ruskin St, Chicopee, MA last sell?

48 Ruskin St, Chicopee, MA last sold on Dec 1, 1988 for $120,000, according to the county's recorded deed.

How big is 48 Ruskin St, Chicopee, MA?

48 Ruskin St, Chicopee, MA has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.21-acre lot.

When was 48 Ruskin St, Chicopee, MA built?

48 Ruskin St, Chicopee, MA was built in 1973, making it 53 years old. It is a ranch home. The building has 1 story.

What schools serve 48 Ruskin St, Chicopee, MA?

48 Ruskin St, Chicopee, MA is assigned to Belcher (elementary); Chicopee High School (high), rated D; Bellamy Middle School (middle), rated D+. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Ruskin St, Chicopee, MA compare to other homes in Chicopee 01020?

Among the 8,937 homes in Chicopee 01020, it is worth more than 8% of them ($236,547 against a typical $311,689), its price per square foot is higher than 42% of them ($246 against a typical $258), it is bigger than 15% of them (960 ft² against a typical 1,267 ft²), its lot is bigger than 35% of them (0.21 ac against a typical 0.23 ac) and it is newer than 79% of them (1973 against a typical 1955). Measured against all of Hampden County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Ruskin St, Chicopee, MA?

The 2025 property tax bill for 48 Ruskin St, Chicopee, MA was $3,881. The county assessed it at $256,000.

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