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CondominiumResidential
$1,480,386$562 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $1,450,000 on Feb 10, 2025

48 WATER ST

WINCHESTER, MA 01890
4
Beds
3.5
Baths
2,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1911
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.5M
$1.3M low$1.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,450,000 · Feb 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,562 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,313,100 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,313,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,316,320

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lynch Elementary SchoolA-
Elementary · Grades KG–5 · 0.3 mi
H
Winchester High SchoolA+
High · Grades 9–12 · 0.5 mi
M
McCall Middle SchoolA
Middle · Grades 6–8 · 0.9 mi

District: Winchester School District

Neighborhood · ZIP 01890These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.23
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.23,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,661 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$195,899
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$255,940
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

48 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Middlesex County
  • Costs more per square foot than 71% of homes in Middlesex County
  • Bigger than 78% of homes in Middlesex County
  • Older than 80% of homes in Winchester 01890

What homes are worth in Winchester 01890

Each bar is how many homes fall in that price range. The marker is this home.

This home
$366K$3.4M

This home is worth more than 48% of homes in Winchester 01890.

How it measures up in Winchester 01890

The dot is this home. The mark in the middle is the typical home in Winchester 01890.

Estimated value$1,480,386
CheaperTypical $1,506,260Pricier

Pricier than 48% of homes nearby

Price per ft²$562
CheaperTypical $585Pricier

Pricier than 41% of homes nearby

Living area2,632 ft²
SmallerTypical 2,624 ft²Bigger

Bigger than 50% of homes nearby

Year built1911
OlderTypical 1952Newer

Newer than 20% of homes nearby

How 48 Water St ranks against every home in each area.
MeasureThis homeWinchester 01890Middlesex County
Estimated valuepricier than$1,480,38648% of homes88% of homes
Price per ft²pricier than$56241% of homes71% of homes
Living areabigger than2,632 ft²50% of homes78% of homes
Year builtnewer than191120% of homes20% of homes

About 48 Water St

How much is 48 Water St, Winchester, MA worth?

The TopHap Estimate for 48 Water St, Winchester, MA is $1,480,386 as of Aug 30, 2026. The likely range is $1,306,040 to $1,654,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 48 Water St, Winchester, MA last sell?

48 Water St, Winchester, MA last sold on Feb 10, 2025 for $1,450,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 48 Water St, Winchester, MA?

48 Water St, Winchester, MA has 4 bedrooms, 3.5 bathrooms and 2,632 square feet of living space.

When was 48 Water St, Winchester, MA built?

48 Water St, Winchester, MA was built in 1911, making it 115 years old. The building has 2 stories.

What schools serve 48 Water St, Winchester, MA?

48 Water St, Winchester, MA is assigned to Lynch Elementary School (elementary), rated A-; Winchester High School (high), rated A+; McCall Middle School (middle), rated A. All sit in Winchester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 48 Water St, Winchester, MA compare to other homes in Winchester 01890?

Among the 7,523 homes in Winchester 01890, it is worth more than 48% of them ($1,480,386 against a typical $1,506,260), its price per square foot is higher than 41% of them ($562 against a typical $585), it is bigger than 50% of them (2,632 ft² against a typical 2,624 ft²) and it is newer than 20% of them (1911 against a typical 1952). Measured against all of Middlesex County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 48 Water St, Winchester, MA?

The 2025 property tax bill for 48 Water St, Winchester, MA was $14,562. The county assessed it at $1,313,100.

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