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Single Family ResidenceResidential
$330,276$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $94,000 on Jul 2, 2004

481 COUNTY ROUTE 85

ADDISON, NY 14801
4
Beds
1
Baths
2,708 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
16.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1896
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$330K
$302K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,000 · Jul 2, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$270,276
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$216,221
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
COMMUNITY BANK NA · recorded Jan 8, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
COMMUNITY BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,145 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,188

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySTEUBEN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.16.29
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 800 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tuscarora Elementary SchoolD
Elementary · Grades KG–5 · 6.7 mi
M
Addison Middle/High SchoolC
Middle · Grades 6–12 · 6.9 mi

District: Addison Central School District

Neighborhood · ZIP 14801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,367
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,797
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,674
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 County Route 85 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Addison 14801
  • Costs more per square foot than 72% of homes in Addison 14801
  • Bigger than 94% of homes in Addison 14801
  • Has a bigger lot than 86% of homes in Steuben County
  • Older than 82% of homes in Steuben County

What homes are worth in Addison 14801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$412K

This home is worth more than 94% of homes in Addison 14801.

How it measures up in Addison 14801

The dot is this home. The mark in the middle is the typical home in Addison 14801.

Estimated value$330,276
CheaperTypical $139,059Pricier

Pricier than 94% of homes nearby

Price per ft²$122
CheaperTypical $89Pricier

Pricier than 72% of homes nearby

Living area2,708 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 94% of homes nearby

Lot size16.29 ac
SmallerTypical 2 acBigger

Bigger than 78% of homes nearby

Year built1896
OlderTypical 1968Newer

Newer than 20% of homes nearby

How 481 County Route 85 ranks against every home in each area.
MeasureThis homeAddison 14801Steuben County
Estimated valuepricier than$330,27694% of homes89% of homes
Price per ft²pricier than$12272% of homes61% of homes
Living areabigger than2,708 ft²94% of homes93% of homes
Lot sizebigger than16.29 ac78% of homes86% of homes
Year builtnewer than189620% of homes18% of homes

About 481 County Route 85

How much is 481 County Route 85, Addison, NY worth?

The TopHap Estimate for 481 County Route 85, Addison, NY is $330,276 as of Jul 14, 2026. The likely range is $302,093 to $358,459. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 County Route 85, Addison, NY last sell?

481 County Route 85, Addison, NY last sold on Jul 2, 2004 for $94,000, according to the county's recorded deed.

How big is 481 County Route 85, Addison, NY?

481 County Route 85, Addison, NY has 4 bedrooms, 1 bathrooms, 2,708 square feet of living space and a 16.29-acre lot.

When was 481 County Route 85, Addison, NY built?

481 County Route 85, Addison, NY was built in 1896, making it 130 years old. It is a traditional/old home. The building has 1 story.

What schools serve 481 County Route 85, Addison, NY?

481 County Route 85, Addison, NY is assigned to Tuscarora Elementary School (elementary), rated D; Addison Middle/High School (middle), rated C. All sit in Addison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 County Route 85, Addison, NY compare to other homes in Addison 14801?

Among the 2,182 homes in Addison 14801, it is worth more than 94% of them ($330,276 against a typical $139,059), its price per square foot is higher than 72% of them ($122 against a typical $89), it is bigger than 94% of them (2,708 ft² against a typical 1,452 ft²), its lot is bigger than 78% of them (16.29 ac against a typical 2 ac) and it is newer than 20% of them (1896 against a typical 1968). Measured against all of Steuben County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 County Route 85, Addison, NY?

The 2025 property tax bill for 481 County Route 85, Addison, NY was $6,145. The county assessed it at $5,500.

Closest homes

More homes in Addison 14801

Assigned schools

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