Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$945,756$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $550,000 on Sep 27, 2021

481 KELLY ST

DESTIN, FL 32541
4
Beds
3
Baths
2,417 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$946K
$721K low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Sep 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,257 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$697,199 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$142,677
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$554,522
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$689,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$697,199

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Destin Elementary SchoolA+
Elementary · Grades PK–4 · 0.6 mi
M
Destin Middle SchoolA
Middle · Grades 5–8 · 4.6 mi
H
Fort Walton Beach High SchoolC+
High · Grades 9–12 · 8.3 mi

District: Okaloosa County School District

Neighborhood · ZIP 32541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,561
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,346 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,785
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$135,722
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Kelly St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Okaloosa County
  • Costs more per square foot than 86% of homes in Okaloosa County
  • Bigger than 83% of homes in Okaloosa County
  • Has a smaller lot than 80% of homes in Okaloosa County
  • Newer than 96% of homes in Destin 32541

What homes are worth in Destin 32541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$2.9M

This home is worth more than 75% of homes in Destin 32541.

How it measures up in Destin 32541

The dot is this home. The mark in the middle is the typical home in Destin 32541.

Estimated value$945,756
CheaperTypical $584,691Pricier

Pricier than 75% of homes nearby

Price per ft²$391
CheaperTypical $400Pricier

Pricier than 48% of homes nearby

Living area2,417 ft²
SmallerTypical 1,578 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.17 ac
SmallerTypical 0.4 acBigger

Bigger than 27% of homes nearby

Year built2021
OlderTypical 1996Newer

Newer than 96% of homes nearby

How 481 Kelly St ranks against every home in each area.
MeasureThis homeDestin 32541Okaloosa County
Estimated valuepricier than$945,75675% of homes93% of homes
Price per ft²pricier than$39148% of homes86% of homes
Living areabigger than2,417 ft²78% of homes83% of homes
Lot sizebigger than0.17 ac27% of homes20% of homes
Year builtnewer than202196% of homes94% of homes

About 481 Kelly St

How much is 481 Kelly St, Destin, FL worth?

The TopHap Estimate for 481 Kelly St, Destin, FL is $945,756 as of Sep 24, 2026. The likely range is $721,139 to $1,170,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 Kelly St, Destin, FL last sell?

481 Kelly St, Destin, FL last sold on Sep 27, 2021 for $550,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 481 Kelly St, Destin, FL?

481 Kelly St, Destin, FL has 4 bedrooms, 3 bathrooms, 2,417 square feet of living space and a 0.17-acre lot.

When was 481 Kelly St, Destin, FL built?

481 Kelly St, Destin, FL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 481 Kelly St, Destin, FL?

481 Kelly St, Destin, FL is assigned to Destin Elementary School (elementary), rated A+; Destin Middle School (middle), rated A; Fort Walton Beach High School (high), rated C+. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Kelly St, Destin, FL compare to other homes in Destin 32541?

Among the 16,806 homes in Destin 32541, it is worth more than 75% of them ($945,756 against a typical $584,691), its price per square foot is higher than 48% of them ($391 against a typical $400), it is bigger than 78% of them (2,417 ft² against a typical 1,578 ft²), its lot is bigger than 27% of them (0.17 ac against a typical 0.4 ac) and it is newer than 96% of them (2021 against a typical 1996). Measured against all of Okaloosa County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Kelly St, Destin, FL?

The 2025 property tax bill for 481 Kelly St, Destin, FL was $8,257. The county assessed it at $697,199.

More homes on Kelly St

Closest homes

More homes in Destin 32541

Assigned schools

Explore the area

See this home in context

Open 481 Kelly St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map