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Single Family ResidenceResidential
$425,543$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 60How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

481 ROUTE 103 S

LUDLOW, VT 05149
2
Beds
1.5
Baths
1,716 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.52 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$426K
$255K low$596K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
48
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWINDSOR
Lot (acres)The size of the land the home sits on, from county records.0.52
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ludlow Elementary SchoolB
Elementary · Grades PK–6 · 1.2 mi
M
Green Mountain Union High SchoolB
Middle · Grades 7–12 · 10.3 mi

District: Green Mountain Unified School District

Neighborhood · ZIP 05149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.180
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.34%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.2,307
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,687
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,230
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

481 Route 103 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Ludlow 05149
  • Costs less per square foot than 76% of homes in Ludlow 05149
  • Has a smaller lot than 78% of homes in Windsor County
  • Older than 90% of homes in Ludlow 05149

What homes are worth in Ludlow 05149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$2.6M

This home is worth more than 27% of homes in Ludlow 05149.

How it measures up in Ludlow 05149

The dot is this home. The mark in the middle is the typical home in Ludlow 05149.

Estimated value$425,543
CheaperTypical $603,058Pricier

Pricier than 27% of homes nearby

Price per ft²$248
CheaperTypical $345Pricier

Pricier than 24% of homes nearby

Living area1,716 ft²
SmallerTypical 1,754 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.52 ac
SmallerTypical 1.08 acBigger

Bigger than 26% of homes nearby

Year built1900
OlderTypical 1985Newer

Newer than 10% of homes nearby

How 481 Route 103 S ranks against every home in each area.
MeasureThis homeLudlow 05149Windsor County
Estimated valuepricier than$425,54327% of homes53% of homes
Price per ft²pricier than$24824% of homes44% of homes
Living areabigger than1,716 ft²49% of homes58% of homes
Lot sizebigger than0.52 ac26% of homes22% of homes
Year builtnewer than190010% of homes15% of homes

About 481 Route 103 S

How much is 481 Route 103 S, Ludlow, VT worth?

The TopHap Estimate for 481 Route 103 S, Ludlow, VT is $425,543 as of Jul 14, 2026. The likely range is $255,084 to $596,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 481 Route 103 S, Ludlow, VT last sell?

481 Route 103 S, Ludlow, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 481 Route 103 S, Ludlow, VT?

481 Route 103 S, Ludlow, VT has 2 bedrooms, 1.5 bathrooms, 1,716 square feet of living space and a 0.52-acre lot.

When was 481 Route 103 S, Ludlow, VT built?

481 Route 103 S, Ludlow, VT was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 481 Route 103 S, Ludlow, VT?

481 Route 103 S, Ludlow, VT is assigned to Ludlow Elementary School (elementary), rated B; Green Mountain Union High School (middle), rated B. All sit in Green Mountain Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 481 Route 103 S, Ludlow, VT compare to other homes in Ludlow 05149?

Among the 3,324 homes in Ludlow 05149, it is worth more than 27% of them ($425,543 against a typical $603,058), its price per square foot is higher than 24% of them ($248 against a typical $345), it is bigger than 49% of them (1,716 ft² against a typical 1,754 ft²), its lot is bigger than 26% of them (0.52 ac against a typical 1.08 ac) and it is newer than 10% of them (1900 against a typical 1985). Measured against all of Windsor County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 481 Route 103 S, Ludlow, VT?

The 2025 property tax bill for 481 Route 103 S, Ludlow, VT was $1,322. The county assessed it at $71,600.

More homes on Route 103 S

Closest homes

More homes in Ludlow 05149

Assigned schools

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