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Single Family ResidenceResidential
$582,175$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

482 RIVER ROAD CIR

SALUDA, VA 23149
4
Beds
3
Baths
2,524 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$582K
$520K low$644K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,175
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,740
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,000
NAVY FEDERAL CREDIT UNION · 4.5% 2 · recorded Jan 30, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
NAVY FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,226 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$528,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$212,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$316,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$528,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$528,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.79%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1992
Lot (acres)The size of the land the home sits on, from county records.0.48
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckBoat liftShed · 120 ft²Porch · 480 ft²Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesex Elementary SchoolC-
Elementary · Grades PK–5 · 2.6 mi
M
St. Clare Walker Middle SchoolC+
Middle · Grades 6–8 · 2.9 mi
H
Middlesex High SchoolC+
High · Grades 9–12 · 4.9 mi

District: Middlesex County Public Schools

Neighborhood · ZIP 23149These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,141
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.58 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,514
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,863
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

482 River Road Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Saluda 23149
  • Costs more per square foot than 77% of homes in Saluda 23149
  • Bigger than 87% of homes in Saluda 23149
  • Has a smaller lot than 93% of homes in Saluda 23149

What homes are worth in Saluda 23149

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$879K

This home is worth more than 92% of homes in Saluda 23149.

How it measures up in Saluda 23149

The dot is this home. The mark in the middle is the typical home in Saluda 23149.

Estimated value$582,175
CheaperTypical $297,813Pricier

Pricier than 92% of homes nearby

Price per ft²$231
CheaperTypical $180Pricier

Pricier than 77% of homes nearby

Living area2,524 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.48 ac
SmallerTypical 2.64 acBigger

Bigger than 7% of homes nearby

Year built1976
OlderTypical 1984Newer

Newer than 41% of homes nearby

How 482 River Road Cir ranks against every home in each area.
MeasureThis homeSaluda 23149Middlesex County
Estimated valuepricier than$582,17592% of homes81% of homes
Price per ft²pricier than$23177% of homes58% of homes
Living areabigger than2,524 ft²87% of homes85% of homes
Lot sizebigger than0.48 ac7% of homes24% of homes
Year builtnewer than197641% of homes44% of homes

About 482 River Road Cir

How much is 482 River Road Cir, Saluda, VA worth?

The TopHap Estimate for 482 River Road Cir, Saluda, VA is $582,175 as of Jul 14, 2026. The likely range is $519,953 to $644,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 482 River Road Cir, Saluda, VA last sell?

482 River Road Cir, Saluda, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 482 River Road Cir, Saluda, VA?

482 River Road Cir, Saluda, VA has 4 bedrooms, 3 bathrooms, 2,524 square feet of living space and a 0.48-acre lot.

When was 482 River Road Cir, Saluda, VA built?

482 River Road Cir, Saluda, VA was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 482 River Road Cir, Saluda, VA?

482 River Road Cir, Saluda, VA is assigned to Middlesex Elementary School (elementary), rated C-; St. Clare Walker Middle School (middle), rated C+; Middlesex High School (high), rated C+. All sit in Middlesex County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 482 River Road Cir, Saluda, VA compare to other homes in Saluda 23149?

Among the 1,141 homes in Saluda 23149, it is worth more than 92% of them ($582,175 against a typical $297,813), its price per square foot is higher than 77% of them ($231 against a typical $180), it is bigger than 87% of them (2,524 ft² against a typical 1,584 ft²), its lot is bigger than 7% of them (0.48 ac against a typical 2.64 ac) and it is newer than 41% of them (1976 against a typical 1984). Measured against all of Middlesex County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 482 River Road Cir, Saluda, VA?

The 2026 property tax bill for 482 River Road Cir, Saluda, VA was $3,226. The county assessed it at $528,800.

Closest homes

More homes in Saluda 23149

Assigned schools

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