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Single Family ResidenceResidential
$238,401$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4820 RICHARDSON RD

ASHLAND, KY 41101
3
Beds
2 / 1
Baths
2,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$238K
$180K low$296K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$75,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$60,481
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$162,800
WOLFE FINANCIAL INC · recorded Feb 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$549 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charles Russell Elementary SchoolC-
Elementary · Grades KG–5 · 0.2 mi
M
Ashland Middle SchoolB-
Middle · Grades 6–8 · 1.6 mi
H
Paul G. Blazer High SchoolC+
High · Grades 9–12 · 2.3 mi

District: Ashland Independent School District

Neighborhood · ZIP 41101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.152
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,082
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,494 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,533
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,466
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4820 Richardson Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Ashland 41101
  • Costs more per square foot than 77% of homes in Ashland 41101
  • Bigger than 85% of homes in Ashland 41101
  • Has a bigger lot than 77% of homes in Ashland 41101
  • Newer than 77% of homes in Ashland 41101

What homes are worth in Ashland 41101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$411K

This home is worth more than 90% of homes in Ashland 41101.

How it measures up in Ashland 41101

The dot is this home. The mark in the middle is the typical home in Ashland 41101.

Estimated value$238,401
CheaperTypical $95,940Pricier

Pricier than 90% of homes nearby

Price per ft²$111
CheaperTypical $79Pricier

Pricier than 77% of homes nearby

Living area2,140 ft²
SmallerTypical 1,319 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.33 ac
SmallerTypical 0.17 acBigger

Bigger than 77% of homes nearby

Year built1960
OlderTypical 1945Newer

Newer than 77% of homes nearby

How 4820 Richardson Rd ranks against every home in each area.
MeasureThis homeAshland 41101Boyd County
Estimated valuepricier than$238,40190% of homes89% of homes
Price per ft²pricier than$11177% of homes71% of homes
Living areabigger than2,140 ft²85% of homes85% of homes
Lot sizebigger than0.33 ac77% of homes50% of homes
Year builtnewer than196077% of homes48% of homes

About 4820 Richardson Rd

How much is 4820 Richardson Rd, Ashland, KY worth?

The TopHap Estimate for 4820 Richardson Rd, Ashland, KY is $238,401 as of Jul 14, 2026. The likely range is $180,490 to $296,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4820 Richardson Rd, Ashland, KY?

4820 Richardson Rd, Ashland, KY has 3 bedrooms, 2 bathrooms, 2,140 square feet of living space and a 0.33-acre lot.

When was 4820 Richardson Rd, Ashland, KY built?

4820 Richardson Rd, Ashland, KY was built in 1960, making it 66 years old. It is a split level home. The building has 2 stories.

What schools serve 4820 Richardson Rd, Ashland, KY?

4820 Richardson Rd, Ashland, KY is assigned to Charles Russell Elementary School (elementary), rated C-; Ashland Middle School (middle), rated B-; Paul G. Blazer High School (high), rated C+. All sit in Ashland Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4820 Richardson Rd, Ashland, KY compare to other homes in Ashland 41101?

Among the 8,068 homes in Ashland 41101, it is worth more than 90% of them ($238,401 against a typical $95,940), its price per square foot is higher than 77% of them ($111 against a typical $79), it is bigger than 85% of them (2,140 ft² against a typical 1,319 ft²), its lot is bigger than 77% of them (0.33 ac against a typical 0.17 ac) and it is newer than 77% of them (1960 against a typical 1945). Measured against all of Boyd County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4820 Richardson Rd, Ashland, KY?

The 2025 property tax bill for 4820 Richardson Rd, Ashland, KY was $549. The county assessed it at $136,100.

Closest homes

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Assigned schools

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