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Rural ResidenceResidential
$107,819$187 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $86,080 on Sep 8, 2021

4850 ROCKY RIDGE RD

PONCA CITY, OK 74604
2
Beds
1
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
18.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$108K
$92K low$124K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$86,080 · Sep 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$21,739
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$17,391
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.81%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$86,080
BANCFIRST · P · recorded Sep 8, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$889 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,596 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,192
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$8,404
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,588
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,368

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyKay
Lot (acres)The size of the land the home sits on, from county records.18.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Shed · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kildare Public SchoolA+
Elementary · Grades PK–8 · 7.7 mi
H
Ponca City High SchoolC
High · Grades 9–12 · 9.3 mi

District: Kildare Public School

Neighborhood · ZIP 74604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.12,220
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.88 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,236
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4850 Rocky Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Ponca City 74604
  • Costs more per square foot than 98% of homes in Kay County
  • Among the smallest homes in Ponca City 74604
  • Has a bigger lot than 96% of homes in Kay County
  • Among the newest homes in Ponca City 74604

What homes are worth in Ponca City 74604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$630K

This home is worth more than 5% of homes in Ponca City 74604.

How it measures up in Ponca City 74604

The dot is this home. The mark in the middle is the typical home in Ponca City 74604.

Estimated value$107,819
CheaperTypical $212,055Pricier

Pricier than 5% of homes nearby

Price per ft²$187
CheaperTypical $112Pricier

Pricier than 94% of homes nearby

Living area576 ft²
SmallerTypical 1,836 ft²Bigger

Smaller than almost all homes nearby

Lot size18.51 ac
SmallerTypical 0.44 acBigger

Bigger than 95% of homes nearby

Year built2022
OlderTypical 1974Newer

Newer than almost all homes nearby

How 4850 Rocky Ridge Rd ranks against every home in each area.
MeasureThis homePonca City 74604Kay County
Estimated valuepricier than$107,8195% of homes48% of homes
Price per ft²pricier than$18794% of homes98% of homes
Living areabigger than576 ft²almost no homesalmost no homes
Lot sizebigger than18.51 ac95% of homes96% of homes
Year builtnewer than2022almost all homesalmost all homes

About 4850 Rocky Ridge Rd

How much is 4850 Rocky Ridge Rd, Ponca City, OK worth?

The TopHap Estimate for 4850 Rocky Ridge Rd, Ponca City, OK is $107,819 as of Jul 14, 2026. The likely range is $91,925 to $123,713. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4850 Rocky Ridge Rd, Ponca City, OK last sell?

4850 Rocky Ridge Rd, Ponca City, OK last sold on Sep 8, 2021 for $86,080, according to the county's recorded deed.

How big is 4850 Rocky Ridge Rd, Ponca City, OK?

4850 Rocky Ridge Rd, Ponca City, OK has 2 bedrooms, 1 bathrooms, 576 square feet of living space and a 18.51-acre lot.

When was 4850 Rocky Ridge Rd, Ponca City, OK built?

4850 Rocky Ridge Rd, Ponca City, OK was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 4850 Rocky Ridge Rd, Ponca City, OK?

4850 Rocky Ridge Rd, Ponca City, OK is assigned to Kildare Public School (elementary), rated A+; Ponca City High School (high), rated C. All sit in Kildare Public School. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4850 Rocky Ridge Rd, Ponca City, OK compare to other homes in Ponca City 74604?

Among the 4,953 homes in Ponca City 74604, it is worth more than 5% of them ($107,819 against a typical $212,055), its price per square foot is higher than 94% of them ($187 against a typical $112), it is bigger than almost none of them (576 ft² against a typical 1,836 ft²), its lot is bigger than 95% of them (18.51 ac against a typical 0.44 ac) and it is newer than almost all of them (2022 against a typical 1974). Measured against all of Kay County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4850 Rocky Ridge Rd, Ponca City, OK?

The 2025 property tax bill for 4850 Rocky Ridge Rd, Ponca City, OK was $889. The county assessed it at $10,596.

More homes on Rocky Ridge Rd

Closest homes

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Assigned schools

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