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Single Family ResidenceResidential
$819,979$286 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $17,000 on Aug 30, 1994

486 RIVER POINTE CIR NE

CHARLESTON, TN 37310
4 / 1
Baths
2,870 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
14.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
15
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$820K
$627K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$17,000 · Aug 30, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$444,479
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$355,583
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,500
REGIONS BANK · recorded Dec 29, 2011
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,000
UNITED WHOLESALE MORTGAGE

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,873 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,200 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,175
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$640,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Lot (acres)The size of the land the home sits on, from county records.14.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 332 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charleston Elementary SchoolB-
Elementary · Grades KG–5 · 4.1 mi
H
Walker Valley High SchoolB
High · Grades 9–12 · 4.8 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 9.9 mi

District: Bradley County School District

Neighborhood · ZIP 37310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,749
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,053
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,133
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

486 River Pointe Cir Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Bradley County
  • Costs more per square foot than 96% of homes in Bradley County
  • Bigger than 92% of homes in Bradley County
  • Has a bigger lot than 96% of homes in Bradley County

What homes are worth in Charleston 37310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$926K

This home is worth more than 97% of homes in Charleston 37310.

How it measures up in Charleston 37310

The dot is this home. The mark in the middle is the typical home in Charleston 37310.

Estimated value$819,979
CheaperTypical $308,675Pricier

Pricier than 97% of homes nearby

Price per ft²$286
CheaperTypical $193Pricier

Pricier than 91% of homes nearby

Living area2,870 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 89% of homes nearby

Lot size14.2 ac
SmallerTypical 1.9 acBigger

Bigger than 90% of homes nearby

Year built1995
OlderTypical 1992Newer

Newer than 59% of homes nearby

How 486 River Pointe Cir Ne ranks against every home in each area.
MeasureThis homeCharleston 37310Bradley County
Estimated valuepricier than$819,97997% of homes98% of homes
Price per ft²pricier than$28691% of homes96% of homes
Living areabigger than2,870 ft²89% of homes92% of homes
Lot sizebigger than14.2 ac90% of homes96% of homes
Year builtnewer than199559% of homes64% of homes

About 486 River Pointe Cir Ne

How much is 486 River Pointe Cir Ne, Charleston, TN worth?

The TopHap Estimate for 486 River Pointe Cir Ne, Charleston, TN is $819,979 as of Jul 14, 2026. The likely range is $627,363 to $1,012,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 486 River Pointe Cir Ne, Charleston, TN last sell?

486 River Pointe Cir Ne, Charleston, TN last sold on Aug 30, 1994 for $17,000, according to the county's recorded deed.

How big is 486 River Pointe Cir Ne, Charleston, TN?

486 River Pointe Cir Ne, Charleston, TN has 4 bathrooms, 2,870 square feet of living space and a 14.20-acre lot.

When was 486 River Pointe Cir Ne, Charleston, TN built?

486 River Pointe Cir Ne, Charleston, TN was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 486 River Pointe Cir Ne, Charleston, TN?

486 River Pointe Cir Ne, Charleston, TN is assigned to Charleston Elementary School (elementary), rated B-; Walker Valley High School (high), rated B; Ocoee Middle School (middle), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 486 River Pointe Cir Ne, Charleston, TN compare to other homes in Charleston 37310?

Among the 1,890 homes in Charleston 37310, it is worth more than 97% of them ($819,979 against a typical $308,675), its price per square foot is higher than 91% of them ($286 against a typical $193), it is bigger than 89% of them (2,870 ft² against a typical 1,600 ft²), its lot is bigger than 90% of them (14.2 ac against a typical 1.9 ac) and it is newer than 59% of them (1995 against a typical 1992). Measured against all of Bradley County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 486 River Pointe Cir Ne, Charleston, TN?

The 2024 property tax bill for 486 River Pointe Cir Ne, Charleston, TN was $2,873. The county assessed it at $160,200.

Closest homes

More homes in Charleston 37310

Assigned schools

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