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Single Family ResidenceResidential
$678,266$358 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $639,996 on Aug 31, 2023

4860 SPINNAKER DR

FREELAND, WA 98249
3
Beds
2
Baths
1,893 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$678K
$643K low$713K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$639,996 · Aug 31, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,440 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$639,631 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$285,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$354,631
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$618,891
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$639,631

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 638 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Whidbey Elementary SchoolB+
Elementary · Grades KG–5 · 6.4 mi
H
South Whidbey High SchoolA+
High · Grades 9–12 · 6.6 mi
M
South Whidbey Middle SchoolB
Middle · Grades 6–8 · 6.6 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4860 Spinnaker Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Freeland 98249
  • Has a smaller lot than 76% of homes in Island County
  • Older than 92% of homes in Holmes Harbor Golf and Yacht Club

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$356K$3M

This home is worth more than 39% of homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$678,266
CheaperTypical $758,183Pricier

Pricier than 39% of homes nearby

Price per ft²$358
CheaperTypical $430Pricier

Pricier than 29% of homes nearby

Living area1,893 ft²
SmallerTypical 1,730 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.22 ac
SmallerTypical 0.42 acBigger

Bigger than 28% of homes nearby

Year built1972
OlderTypical 1991Newer

Newer than 28% of homes nearby

How 4860 Spinnaker Dr ranks against every home in each area.
MeasureThis homeHolmes Harbor Golf and Yacht ClubFreeland 98249Island County
Estimated valuepricier than$678,26663% of homes39% of homes60% of homes
Price per ft²pricier than$35849% of homes29% of homes54% of homes
Living areabigger than1,893 ft²62% of homes58% of homes60% of homes
Lot sizebigger than0.22 ac65% of homes28% of homes24% of homes
Year builtnewer than19728% of homes28% of homes25% of homes

About 4860 Spinnaker Dr

How much is 4860 Spinnaker Dr, Freeland, WA worth?

The TopHap Estimate for 4860 Spinnaker Dr, Freeland, WA is $678,266 as of Aug 30, 2026. The likely range is $643,218 to $713,314. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4860 Spinnaker Dr, Freeland, WA last sell?

4860 Spinnaker Dr, Freeland, WA last sold on Aug 31, 2023 for $639,996, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4860 Spinnaker Dr, Freeland, WA?

4860 Spinnaker Dr, Freeland, WA has 3 bedrooms, 2 bathrooms, 1,893 square feet of living space and a 0.22-acre lot.

When was 4860 Spinnaker Dr, Freeland, WA built?

4860 Spinnaker Dr, Freeland, WA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 4860 Spinnaker Dr, Freeland, WA?

4860 Spinnaker Dr, Freeland, WA is assigned to South Whidbey Elementary School (elementary), rated B+; South Whidbey High School (high), rated A+; South Whidbey Middle School (middle), rated B. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4860 Spinnaker Dr, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,427 homes in Freeland 98249, it is worth more than 39% of them ($678,266 against a typical $758,183), its price per square foot is higher than 29% of them ($358 against a typical $430), it is bigger than 58% of them (1,893 ft² against a typical 1,730 ft²), its lot is bigger than 28% of them (0.22 ac against a typical 0.42 ac) and it is newer than 28% of them (1972 against a typical 1991). Measured against all of Island County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4860 Spinnaker Dr, Freeland, WA?

The 2025 property tax bill for 4860 Spinnaker Dr, Freeland, WA was $4,440. The county assessed it at $639,631.

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