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Single Family ResidenceResidential
$896,785$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $52,000 on Mar 23, 2021

4878 SPINNAKER DR

FREELAND, WA 98249
3
Beds
2.5
Baths
4,014 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$897K
$746K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,000 · Mar 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,041 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$127,925 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,925
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,251
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$127,925

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISLAND
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Whidbey Elementary SchoolB-
Elementary · Grades KG–5 · 6.4 mi
H
South Whidbey High SchoolA
High · Grades 9–12 · 6.7 mi
M
South Whidbey Middle SchoolB-
Middle · Grades 6–8 · 6.7 mi

District: South Whidbey School District

Neighborhood · ZIP 98249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.146
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.300

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,390
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.179 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,171
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.33%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4878 Spinnaker Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Holmes Harbor Golf and Yacht Club
  • Among the lowest price per square foot in Holmes Harbor Golf and Yacht Club
  • Among the largest homes in Holmes Harbor Golf and Yacht Club
  • Has a smaller lot than 88% of homes in Freeland 98249
  • Among the newest homes in Freeland 98249

What homes are worth in Freeland 98249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$398K$3.2M

This home is worth more than 61% of homes in Freeland 98249.

How it measures up in Freeland 98249

The dot is this home. The mark in the middle is the typical home in Freeland 98249.

Estimated value$896,785
CheaperTypical $769,060Pricier

Pricier than 61% of homes nearby

Price per ft²$223
CheaperTypical $424Pricier

Cheaper than almost all homes nearby

Living area4,014 ft²
SmallerTypical 1,812 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.17 ac
SmallerTypical 0.36 acBigger

Bigger than 12% of homes nearby

Year built2023
OlderTypical 1990Newer

Newer than almost all homes nearby

How 4878 Spinnaker Dr ranks against every home in each area.
MeasureThis homeHolmes Harbor Golf and Yacht ClubFreeland 98249Island County
Estimated valuepricier than$896,78591% of homes61% of homes76% of homes
Price per ft²pricier than$223almost no homesalmost no homes3% of homes
Living areabigger than4,014 ft²almost all homes95% of homes97% of homes
Lot sizebigger than0.17 ac21% of homes12% of homes15% of homes
Year builtnewer than202397% of homesalmost all homesalmost all homes

About 4878 Spinnaker Dr

How much is 4878 Spinnaker Dr, Freeland, WA worth?

The TopHap Estimate for 4878 Spinnaker Dr, Freeland, WA is $896,785 as of Sep 24, 2026. The likely range is $746,496 to $1,047,074. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4878 Spinnaker Dr, Freeland, WA last sell?

4878 Spinnaker Dr, Freeland, WA last sold on Mar 23, 2021 for $52,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4878 Spinnaker Dr, Freeland, WA?

4878 Spinnaker Dr, Freeland, WA has 3 bedrooms, 2.5 bathrooms, 4,014 square feet of living space and a 0.17-acre lot.

When was 4878 Spinnaker Dr, Freeland, WA built?

4878 Spinnaker Dr, Freeland, WA was built in 2023, making it 3 years old.

What schools serve 4878 Spinnaker Dr, Freeland, WA?

4878 Spinnaker Dr, Freeland, WA is assigned to South Whidbey Elementary School (elementary), rated B-; South Whidbey High School (high), rated A; South Whidbey Middle School (middle), rated B-. All sit in South Whidbey School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4878 Spinnaker Dr, Freeland, WA compare to other homes in Freeland 98249?

Among the 3,341 homes in Freeland 98249, it is worth more than 61% of them ($896,785 against a typical $769,060), its price per square foot is higher than almost none of them ($223 against a typical $424), it is bigger than 95% of them (4,014 ft² against a typical 1,812 ft²), its lot is bigger than 12% of them (0.17 ac against a typical 0.36 ac) and it is newer than almost all of them (2023 against a typical 1990). Measured against all of Island County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4878 Spinnaker Dr, Freeland, WA?

The 2026 property tax bill for 4878 Spinnaker Dr, Freeland, WA was $1,041. The county assessed it at $127,925.

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