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Single Family ResidenceResidential
$354,207$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $230,000 on Jan 14, 2020

4865 E RIDGEWOOD DR

BLOOMINGTON, IN 47401
3
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$354K
$338K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Jan 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$170,207
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,166
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$184,000
FAIR WAY LENDING LLC · recorded Jan 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,900 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$92,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$182,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1977
Lot (acres)The size of the land the home sits on, from county records.0.71
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
University Elementary SchoolA+
Elementary · Grades PK–6 · 1.3 mi
M
Tri-North Middle SchoolB+
Middle · Grades 7–8 · 4.4 mi
H
Bloomington High School NorthA+
High · Grades 9–12 · 5.2 mi

District: Monroe County Community School Corporation

Neighborhood · ZIP 47401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,709
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.428 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,730
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4865 E Ridgewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 84% of homes in Monroe County
  • Smaller than 69% of homes in Bloomington 47401
  • Has a bigger lot than 75% of homes in Bloomington 47401
  • Older than 74% of homes in Bloomington 47401

What homes are worth in Bloomington 47401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$1.1M

This home is worth more than 48% of homes in Bloomington 47401.

How it measures up in Bloomington 47401

The dot is this home. The mark in the middle is the typical home in Bloomington 47401.

Estimated value$354,207
CheaperTypical $363,353Pricier

Pricier than 48% of homes nearby

Price per ft²$253
CheaperTypical $206Pricier

Pricier than 79% of homes nearby

Living area1,400 ft²
SmallerTypical 1,846 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.71 ac
SmallerTypical 0.27 acBigger

Bigger than 75% of homes nearby

Year built1963
OlderTypical 1984Newer

Newer than 26% of homes nearby

How 4865 E Ridgewood Dr ranks against every home in each area.
MeasureThis homeBloomington 47401Monroe County
Estimated valuepricier than$354,20748% of homes62% of homes
Price per ft²pricier than$25379% of homes84% of homes
Living areabigger than1,400 ft²31% of homes38% of homes
Lot sizebigger than0.71 ac75% of homes67% of homes
Year builtnewer than196326% of homes26% of homes

About 4865 E Ridgewood Dr

How much is 4865 E Ridgewood Dr, Bloomington, IN worth?

The TopHap Estimate for 4865 E Ridgewood Dr, Bloomington, IN is $354,207 as of Jul 14, 2026. The likely range is $338,369 to $370,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4865 E Ridgewood Dr, Bloomington, IN last sell?

4865 E Ridgewood Dr, Bloomington, IN last sold on Jan 14, 2020 for $230,000, according to the county's recorded deed.

How big is 4865 E Ridgewood Dr, Bloomington, IN?

4865 E Ridgewood Dr, Bloomington, IN has 3 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.71-acre lot.

When was 4865 E Ridgewood Dr, Bloomington, IN built?

4865 E Ridgewood Dr, Bloomington, IN was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 4865 E Ridgewood Dr, Bloomington, IN?

4865 E Ridgewood Dr, Bloomington, IN is assigned to University Elementary School (elementary), rated A+; Tri-North Middle School (middle), rated B+; Bloomington High School North (high), rated A+. All sit in Monroe County Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4865 E Ridgewood Dr, Bloomington, IN compare to other homes in Bloomington 47401?

Among the 14,433 homes in Bloomington 47401, it is worth more than 48% of them ($354,207 against a typical $363,353), its price per square foot is higher than 79% of them ($253 against a typical $206), it is bigger than 31% of them (1,400 ft² against a typical 1,846 ft²), its lot is bigger than 75% of them (0.71 ac against a typical 0.27 ac) and it is newer than 26% of them (1963 against a typical 1984). Measured against all of Monroe County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4865 E Ridgewood Dr, Bloomington, IN?

The 2025 property tax bill for 4865 E Ridgewood Dr, Bloomington, IN was $1,900. The county assessed it at $274,500.

Closest homes

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Assigned schools

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