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Single Family ResidentialResidential
$173,131$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

487 STATE ROUTE 40

SPEER, IL 61479
0
Baths
1,454 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$173K
$159K low$187K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,131
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,505

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,942 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,848 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,745
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,103
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,182
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$143,544

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMARSHALL
Lot (acres)The size of the land the home sits on, from county records.4.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Midland Middle SchoolB-
Middle · Grades 5–8 · 9.3 mi
E
Midland Elementary SchoolB
Elementary · Grades PK–4 · 12.0 mi
H
Midland High SchoolC-
High · Grades 9–12 · 18.0 mi

District: Midland Community Unit School District 7

Neighborhood · ZIP 61479These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,373
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,212
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

487 State Route 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Marshall County
  • Bigger than 78% of homes in Marshall County
  • Has a bigger lot than 87% of homes in Marshall County
  • Older than 96% of homes in Marshall County

What homes are worth in Marshall County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$328K

This home is worth more than 84% of homes in Marshall County.

How it measures up in Marshall County

The dot is this home. The mark in the middle is the typical home in Marshall County.

Estimated value$173,131
CheaperTypical $140,245Pricier

Pricier than 65% of homes nearby

Price per ft²$119
CheaperTypical $116Pricier

Pricier than 52% of homes nearby

Living area1,454 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 78% of homes nearby

Lot size4 ac
SmallerTypical 0.35 acBigger

Bigger than 87% of homes nearby

Year built1890
OlderTypical 1950Newer

Newer than 4% of homes nearby

How 487 State Route 40 ranks against every home in each area.
MeasureThis homeMarshall County
Estimated valuepricier than$173,13165% of homes
Price per ft²pricier than$11952% of homes
Living areabigger than1,454 ft²78% of homes
Lot sizebigger than4 ac87% of homes
Year builtnewer than18904% of homes

About 487 State Route 40

How much is 487 State Route 40, Speer, IL worth?

The TopHap Estimate for 487 State Route 40, Speer, IL is $173,131 as of Jul 14, 2026. The likely range is $158,838 to $187,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 487 State Route 40, Speer, IL last sell?

487 State Route 40, Speer, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 487 State Route 40, Speer, IL?

487 State Route 40, Speer, IL has 1,454 square feet of living space and a 4.00-acre lot.

When was 487 State Route 40, Speer, IL built?

487 State Route 40, Speer, IL was built in 1890, making it 136 years old. The building has 2 stories.

What schools serve 487 State Route 40, Speer, IL?

487 State Route 40, Speer, IL is assigned to Midland Middle School (middle), rated B-; Midland Elementary School (elementary), rated B; Midland High School (high), rated C-. All sit in Midland Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 487 State Route 40, Speer, IL compare to other homes in Marshall County?

Among the 5,296 homes in Marshall County, it is worth more than 65% of them ($173,131 against a typical $140,245), its price per square foot is higher than 52% of them ($119 against a typical $116), it is bigger than 78% of them (1,454 ft² against a typical 1,152 ft²), its lot is bigger than 87% of them (4 ac against a typical 0.35 ac) and it is newer than 4% of them (1890 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 487 State Route 40, Speer, IL?

The 2025 property tax bill for 487 State Route 40, Speer, IL was $2,942. The county assessed it at $47,848.

Closest homes

More homes in Speer 61479

Assigned schools

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