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Single Family ResidenceResidential
$545,469$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,000 on Jul 24, 2003

489 FEDERAL ST

MONTAGUE, MA 01351
4
Beds
1.5
Baths
1,802 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$545K
$392K low$699K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jul 24, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,778 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$379,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$354,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$398,679

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.64 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.8.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Turners Fall High SchoolD
High · Grades 9–12 · 4.4 mi
M
Great Falls Middle SchoolD-
Middle · Grades 6–8 · 4.4 mi
E
Hillcrest Elementary School
Elementary · Grades PK–1 · 5.2 mi

District: Gill-Montague School District

Neighborhood · ZIP 01351These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,183
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,938
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,285
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

489 Federal St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Montague 01351
  • Costs more per square foot than 86% of homes in Montague 01351
  • Has a bigger lot than 91% of homes in Montague 01351
  • Older than 92% of homes in Franklin County

What homes are worth in Montague 01351

Each bar is how many homes fall in that price range. The marker is this home.

This home
$192K$713K

This home is worth more than 89% of homes in Montague 01351.

How it measures up in Montague 01351

The dot is this home. The mark in the middle is the typical home in Montague 01351.

Estimated value$545,469
CheaperTypical $381,310Pricier

Pricier than 89% of homes nearby

Price per ft²$303
CheaperTypical $244Pricier

Pricier than 86% of homes nearby

Living area1,802 ft²
SmallerTypical 1,688 ft²Bigger

Bigger than 56% of homes nearby

Lot size8.24 ac
SmallerTypical 1.1 acBigger

Bigger than 91% of homes nearby

Year built1860
OlderTypical 1974Newer

Newer than 12% of homes nearby

How 489 Federal St ranks against every home in each area.
MeasureThis homeMontague 01351Franklin County
Estimated valuepricier than$545,46989% of homes87% of homes
Price per ft²pricier than$30386% of homes85% of homes
Living areabigger than1,802 ft²56% of homes60% of homes
Lot sizebigger than8.24 ac91% of homes87% of homes
Year builtnewer than186012% of homes8% of homes

About 489 Federal St

How much is 489 Federal St, Montague, MA worth?

The TopHap Estimate for 489 Federal St, Montague, MA is $545,469 as of Sep 24, 2026. The likely range is $391,845 to $699,093. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 489 Federal St, Montague, MA last sell?

489 Federal St, Montague, MA last sold on Jul 24, 2003 for $175,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 489 Federal St, Montague, MA?

489 Federal St, Montague, MA has 4 bedrooms, 1.5 bathrooms, 1,802 square feet of living space and a 8.24-acre lot.

When was 489 Federal St, Montague, MA built?

489 Federal St, Montague, MA was built in 1860, making it 166 years old. It is a colonial home. The building has 2 stories.

What schools serve 489 Federal St, Montague, MA?

489 Federal St, Montague, MA is assigned to Turners Fall High School (high), rated D; Great Falls Middle School (middle), rated D-; Hillcrest Elementary School (elementary). All sit in Gill-Montague School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 489 Federal St, Montague, MA compare to other homes in Montague 01351?

Among the 958 homes in Montague 01351, it is worth more than 89% of them ($545,469 against a typical $381,310), its price per square foot is higher than 86% of them ($303 against a typical $244), it is bigger than 56% of them (1,802 ft² against a typical 1,688 ft²), its lot is bigger than 91% of them (8.24 ac against a typical 1.1 ac) and it is newer than 12% of them (1860 against a typical 1974). Measured against all of Franklin County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 489 Federal St, Montague, MA?

The 2025 property tax bill for 489 Federal St, Montague, MA was $5,778. The county assessed it at $379,900.

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