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Single Family ResidenceResidential
$389,013$235 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

489 US ROUTE 202

NORTH MONMOUTH, ME 04265
2
Beds
1
Baths
1,656 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10.93 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$389K
$303K low$475K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$232,963
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$186,370
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$156,050
RESIDENTIAL MTG SVCS · recorded Nov 2, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,195 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$280,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.10.93
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Monmouth Memorial SchoolB
Elementary · Grades PK–8 · 0.9 mi
H
Monmouth AcademyB-
High · Grades 9–12 · 1.0 mi

District: Regional School Unit 02

Neighborhood · ZIP 04265These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.717
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,706
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

489 Us Route 202 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in North Monmouth 04265
  • Bigger than 70% of homes in North Monmouth 04265
  • Has a bigger lot than 94% of homes in North Monmouth 04265
  • Newer than 74% of homes in Kennebec County

What homes are worth in North Monmouth 04265

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$813K

This home is worth more than 77% of homes in North Monmouth 04265.

How it measures up in North Monmouth 04265

The dot is this home. The mark in the middle is the typical home in North Monmouth 04265.

Estimated value$389,013
CheaperTypical $299,786Pricier

Pricier than 77% of homes nearby

Price per ft²$235
CheaperTypical $207Pricier

Pricier than 63% of homes nearby

Living area1,656 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 70% of homes nearby

Lot size10.93 ac
SmallerTypical 1.63 acBigger

Bigger than 94% of homes nearby

Year built1989
OlderTypical 1977Newer

Newer than 71% of homes nearby

How 489 Us Route 202 ranks against every home in each area.
MeasureThis homeNorth Monmouth 04265Kennebec County
Estimated valuepricier than$389,01377% of homes72% of homes
Price per ft²pricier than$23563% of homes50% of homes
Living areabigger than1,656 ft²70% of homes68% of homes
Lot sizebigger than10.93 ac94% of homes91% of homes
Year builtnewer than198971% of homes74% of homes

About 489 Us Route 202

How much is 489 Us Route 202, North Monmouth, ME worth?

The TopHap Estimate for 489 Us Route 202, North Monmouth, ME is $389,013 as of Jul 14, 2026. The likely range is $303,228 to $474,798. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 489 Us Route 202, North Monmouth, ME last sell?

489 Us Route 202, North Monmouth, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 489 Us Route 202, North Monmouth, ME?

489 Us Route 202, North Monmouth, ME has 2 bedrooms, 1 bathrooms, 1,656 square feet of living space and a 10.93-acre lot.

When was 489 Us Route 202, North Monmouth, ME built?

489 Us Route 202, North Monmouth, ME was built in 1989, making it 37 years old. It is a cape cod home. The building has 2 stories.

What schools serve 489 Us Route 202, North Monmouth, ME?

489 Us Route 202, North Monmouth, ME is assigned to Monmouth Memorial School (elementary), rated B; Monmouth Academy (high), rated B-. All sit in Regional School Unit 02. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 489 Us Route 202, North Monmouth, ME compare to other homes in North Monmouth 04265?

Among the 336 homes in North Monmouth 04265, it is worth more than 77% of them ($389,013 against a typical $299,786), its price per square foot is higher than 63% of them ($235 against a typical $207), it is bigger than 70% of them (1,656 ft² against a typical 1,412 ft²), its lot is bigger than 94% of them (10.93 ac against a typical 1.63 ac) and it is newer than 71% of them (1989 against a typical 1977). Measured against all of Kennebec County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 489 Us Route 202, North Monmouth, ME?

The 2025 property tax bill for 489 Us Route 202, North Monmouth, ME was $3,195. The county assessed it at $280,300.

Closest homes

More homes in North Monmouth 04265

Assigned schools

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