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Single Family ResidenceResidential
$269,575$321 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

49 CLOVER RIDGE RD

ROCKY MOUNT, MO 65072
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$270K
$244K low$295K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$165,575
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,460
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$104,000
BANK OF AMERICA NA · 6.25% 1 · recorded Sep 12, 2006

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,680 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$72,010

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
27
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
51
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
64
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMiller
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary School
Elementary · Grades KG–2 · 3.8 mi
M
Osage Middle SchoolA-
Middle · Grades 6–8 · 8.0 mi
H
Osage High SchoolB
High · Grades 9–12 · 8.0 mi

District: School of the Osage School District

Neighborhood · ZIP 65072These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.185
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.33%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,850
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,005
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Clover Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Rocky Mount 65072
  • Costs more per square foot than 87% of homes in Miller County
  • Smaller than 90% of homes in Miller County
  • Has a bigger lot than 69% of homes in Rocky Mount 65072
  • Among the oldest homes in Rocky Mount 65072

What homes are worth in Rocky Mount 65072

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$1M

This home is worth more than 19% of homes in Rocky Mount 65072.

How it measures up in Rocky Mount 65072

The dot is this home. The mark in the middle is the typical home in Rocky Mount 65072.

Estimated value$269,575
CheaperTypical $404,070Pricier

Pricier than 19% of homes nearby

Price per ft²$321
CheaperTypical $409Pricier

Pricier than 30% of homes nearby

Living area840 ft²
SmallerTypical 1,064 ft²Bigger

Bigger than 31% of homes nearby

Lot size0.51 ac
SmallerTypical 0.27 acBigger

Bigger than 69% of homes nearby

Year built1940
OlderTypical 1986Newer

Older than almost all homes nearby

How 49 Clover Ridge Rd ranks against every home in each area.
MeasureThis homeRocky Mount 65072Miller County
Estimated valuepricier than$269,57519% of homes47% of homes
Price per ft²pricier than$32130% of homes87% of homes
Living areabigger than840 ft²31% of homes10% of homes
Lot sizebigger than0.51 ac69% of homes34% of homes
Year builtnewer than1940almost no homes11% of homes

About 49 Clover Ridge Rd

How much is 49 Clover Ridge Rd, Rocky Mount, MO worth?

The TopHap Estimate for 49 Clover Ridge Rd, Rocky Mount, MO is $269,575 as of Jul 14, 2026. The likely range is $243,926 to $295,224. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Clover Ridge Rd, Rocky Mount, MO last sell?

49 Clover Ridge Rd, Rocky Mount, MO last sold on Sep 12, 2006, according to the county's recorded deed.

How big is 49 Clover Ridge Rd, Rocky Mount, MO?

49 Clover Ridge Rd, Rocky Mount, MO has 1 bathrooms, 840 square feet of living space and a 0.51-acre lot.

When was 49 Clover Ridge Rd, Rocky Mount, MO built?

49 Clover Ridge Rd, Rocky Mount, MO was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 49 Clover Ridge Rd, Rocky Mount, MO?

49 Clover Ridge Rd, Rocky Mount, MO is assigned to Heritage Elementary School (elementary); Osage Middle School (middle), rated A-; Osage High School (high), rated B. All sit in School of the Osage School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Clover Ridge Rd, Rocky Mount, MO compare to other homes in Rocky Mount 65072?

Among the 2,744 homes in Rocky Mount 65072, it is worth more than 19% of them ($269,575 against a typical $404,070), its price per square foot is higher than 30% of them ($321 against a typical $409), it is bigger than 31% of them (840 ft² against a typical 1,064 ft²), its lot is bigger than 69% of them (0.51 ac against a typical 0.27 ac) and it is newer than almost none of them (1940 against a typical 1986). Measured against all of Miller County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Rocky Mount 65072

Assigned schools

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