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Single Family ResidenceResidential
$559,714$595 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $4,000 on Feb 10, 2014

49 CONGRESS ST

CHARLESTON, SC 29403
2
Beds
1
Baths
940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$560K
$476K low$643K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,000 · Feb 10, 2014
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$559,714
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$447,771

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,855 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,540 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,540
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$261,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
26
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyCharleston
Lot (acres)The size of the land the home sits on, from county records.0.06
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
James Simons Montessori SchoolB
Elementary · Grades KG–5 · 0.2 mi
M
Simmons-Pinckney Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
H
Burke High SchoolF
High · Grades 9–12 · 0.6 mi

District: Charleston County School District

Neighborhood · ZIP 29403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.337

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,498
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,949 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,730
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,723
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Westside
  • Costs more per square foot than 81% of homes in Charleston County
  • Smaller than 91% of homes in Charleston County
  • Has a smaller lot than 93% of homes in Charleston County
  • Older than 97% of homes in Charleston County

What homes are worth in Charleston 29403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$297K$2.5M

This home is worth more than 20% of homes in Charleston 29403.

How it measures up in Charleston 29403

The dot is this home. The mark in the middle is the typical home in Charleston 29403.

Estimated value$559,714
CheaperTypical $886,524Pricier

Pricier than 20% of homes nearby

Price per ft²$595
CheaperTypical $638Pricier

Pricier than 41% of homes nearby

Living area940 ft²
SmallerTypical 1,551 ft²Bigger

Bigger than 14% of homes nearby

Lot size2,614 ft²
SmallerTypical 3,920 ft²Bigger

Bigger than 29% of homes nearby

Year built1920
OlderTypical 1937Newer

Newer than 31% of homes nearby

How 49 Congress St ranks against every home in each area.
MeasureThis homeWestsideCharleston 29403Charleston County
Estimated valuepricier than$559,71419% of homes20% of homes43% of homes
Price per ft²pricier than$59554% of homes41% of homes81% of homes
Living areabigger than940 ft²14% of homes14% of homes9% of homes
Lot sizebigger than2,614 ft²39% of homes29% of homes7% of homes
Year builtnewer than19207% of homes31% of homes3% of homes

About 49 Congress St

How much is 49 Congress St, Charleston, SC worth?

The TopHap Estimate for 49 Congress St, Charleston, SC is $559,714 as of Jul 14, 2026. The likely range is $476,454 to $642,974. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Congress St, Charleston, SC last sell?

49 Congress St, Charleston, SC last sold on Feb 10, 2014 for $4,000, according to the county's recorded deed.

How big is 49 Congress St, Charleston, SC?

49 Congress St, Charleston, SC has 2 bedrooms, 1 bathrooms, 940 square feet of living space and a 0.06-acre lot.

When was 49 Congress St, Charleston, SC built?

49 Congress St, Charleston, SC was built in 1920, making it 106 years old. It is a bungalow home. The building has 1 story.

What schools serve 49 Congress St, Charleston, SC?

49 Congress St, Charleston, SC is assigned to James Simons Montessori School (elementary), rated B; Simmons-Pinckney Middle School (middle), rated C-; Burke High School (high), rated F. All sit in Charleston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Congress St, Charleston, SC compare to other homes in Charleston 29403?

Among the 6,405 homes in Charleston 29403, it is worth more than 20% of them ($559,714 against a typical $886,524), its price per square foot is higher than 41% of them ($595 against a typical $638), it is bigger than 14% of them (940 ft² against a typical 1,551 ft²), its lot is bigger than 29% of them (2,614 ft² against a typical 3,920 ft²) and it is newer than 31% of them (1920 against a typical 1937). Measured against all of Charleston County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Congress St, Charleston, SC?

The 2024 property tax bill for 49 Congress St, Charleston, SC was $2,855. The county assessed it at $9,540.

Closest homes

More homes in Charleston 29403

Assigned schools

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