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Single Family ResidenceResidential
$263,610$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $89,000 on Dec 18, 2002

49 PROSPECT ST

MONTPELIER, VT 05602
2
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$264K
$232K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,000 · Dec 18, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$153,110
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$122,488
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$110,500
PEOPLES BANK · recorded Jan 20, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,812 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$75,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$148,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Union Elementary School
Elementary · Grades PK–4 · 0.4 mi
M
Main Street Middle SchoolA+
Middle · Grades 5–8 · 0.6 mi
H
Montpelier High SchoolA+
High · Grades 9–12 · 0.7 mi

District: Montpelier Roxbury Unified Union School District

Neighborhood · ZIP 05602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,191
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,420
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

49 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Montpelier 05602
  • Costs less per square foot than 92% of homes in Montpelier 05602
  • Has a smaller lot than 94% of homes in Washington County
  • Older than 90% of homes in Washington County

What homes are worth in Montpelier 05602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$188K$892K

This home is worth more than 11% of homes in Montpelier 05602.

How it measures up in Montpelier 05602

The dot is this home. The mark in the middle is the typical home in Montpelier 05602.

Estimated value$263,610
CheaperTypical $427,770Pricier

Pricier than 11% of homes nearby

Price per ft²$196
CheaperTypical $291Pricier

Pricier than 8% of homes nearby

Living area1,344 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 40% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.67 acBigger

Bigger than 9% of homes nearby

Year built1880
OlderTypical 1962Newer

Newer than 13% of homes nearby

How 49 Prospect St ranks against every home in each area.
MeasureThis homeMontpelier 05602Washington County
Estimated valuepricier than$263,61011% of homes22% of homes
Price per ft²pricier than$1968% of homes20% of homes
Living areabigger than1,344 ft²40% of homes40% of homes
Lot sizebigger than2,178 ft²9% of homes6% of homes
Year builtnewer than188013% of homes10% of homes

About 49 Prospect St

How much is 49 Prospect St, Montpelier, VT worth?

The TopHap Estimate for 49 Prospect St, Montpelier, VT is $263,610 as of Jul 14, 2026. The likely range is $231,860 to $295,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 49 Prospect St, Montpelier, VT last sell?

49 Prospect St, Montpelier, VT last sold on Dec 18, 2002 for $89,000, according to the county's recorded deed.

How big is 49 Prospect St, Montpelier, VT?

49 Prospect St, Montpelier, VT has 2 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 0.05-acre lot.

When was 49 Prospect St, Montpelier, VT built?

49 Prospect St, Montpelier, VT was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 49 Prospect St, Montpelier, VT?

49 Prospect St, Montpelier, VT is assigned to Union Elementary School (elementary); Main Street Middle School (middle), rated A+; Montpelier High School (high), rated A+. All sit in Montpelier Roxbury Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 49 Prospect St, Montpelier, VT compare to other homes in Montpelier 05602?

Among the 4,569 homes in Montpelier 05602, it is worth more than 11% of them ($263,610 against a typical $427,770), its price per square foot is higher than 8% of them ($196 against a typical $291), it is bigger than 40% of them (1,344 ft² against a typical 1,520 ft²), its lot is bigger than 9% of them (2,178 ft² against a typical 0.67 ac) and it is newer than 13% of them (1880 against a typical 1962). Measured against all of Washington County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 49 Prospect St, Montpelier, VT?

The 2025 property tax bill for 49 Prospect St, Montpelier, VT was $2,812. The county assessed it at $223,000.

Closest homes

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Assigned schools

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