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Single Family ResidenceResidential
$613,196$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $255,000 on Dec 9, 2005

490 BEAVER RIDGE DR

ASHVILLE, AL 35953
1.5
Baths
2,502 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$613K
$466K low$760K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Dec 9, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$347,396
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$277,917
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$214,800
TJC MTG · recorded Feb 12, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$51,000
BANK OF AMERICA NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$804 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,958
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$274,790

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.99 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.4.50
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St. Clair County High SchoolB
High · Grades 9–12 · 4.2 mi
E
Odenville Elementary SchoolB-
Elementary · Grades PK–2 · 6.5 mi
M
Odenville Middle SchoolD+
Middle · Grades 6–8 · 6.6 mi

District: St. Clair County School District

Neighborhood · ZIP 35953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.8,126
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,331
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,460
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Beaver Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Ashville 35953
  • Costs more per square foot than 90% of homes in St. Clair County
  • Bigger than 88% of homes in Ashville 35953
  • Has a bigger lot than 87% of homes in St. Clair County

What homes are worth in Ashville 35953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$793K

This home is worth more than 94% of homes in Ashville 35953.

How it measures up in Ashville 35953

The dot is this home. The mark in the middle is the typical home in Ashville 35953.

Estimated value$613,196
CheaperTypical $251,023Pricier

Pricier than 94% of homes nearby

Price per ft²$245
CheaperTypical $148Pricier

Pricier than 85% of homes nearby

Living area2,502 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 88% of homes nearby

Lot size4.5 ac
SmallerTypical 2 acBigger

Bigger than 73% of homes nearby

Year built1996
OlderTypical 1994Newer

Newer than 55% of homes nearby

How 490 Beaver Ridge Dr ranks against every home in each area.
MeasureThis homeAshville 35953St. Clair County
Estimated valuepricier than$613,19694% of homes94% of homes
Price per ft²pricier than$24585% of homes90% of homes
Living areabigger than2,502 ft²88% of homes86% of homes
Lot sizebigger than4.5 ac73% of homes87% of homes
Year builtnewer than199655% of homes44% of homes

About 490 Beaver Ridge Dr

How much is 490 Beaver Ridge Dr, Ashville, AL worth?

The TopHap Estimate for 490 Beaver Ridge Dr, Ashville, AL is $613,196 as of Jul 14, 2026. The likely range is $466,030 to $760,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Beaver Ridge Dr, Ashville, AL last sell?

490 Beaver Ridge Dr, Ashville, AL last sold on Dec 9, 2005 for $255,000, according to the county's recorded deed.

How big is 490 Beaver Ridge Dr, Ashville, AL?

490 Beaver Ridge Dr, Ashville, AL has 1.5 bathrooms, 2,502 square feet of living space and a 4.50-acre lot.

When was 490 Beaver Ridge Dr, Ashville, AL built?

490 Beaver Ridge Dr, Ashville, AL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 490 Beaver Ridge Dr, Ashville, AL?

490 Beaver Ridge Dr, Ashville, AL is assigned to St. Clair County High School (high), rated B; Odenville Elementary School (elementary), rated B-; Odenville Middle School (middle), rated D+. All sit in St. Clair County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Beaver Ridge Dr, Ashville, AL compare to other homes in Ashville 35953?

Among the 2,939 homes in Ashville 35953, it is worth more than 94% of them ($613,196 against a typical $251,023), its price per square foot is higher than 85% of them ($245 against a typical $148), it is bigger than 88% of them (2,502 ft² against a typical 1,596 ft²), its lot is bigger than 73% of them (4.5 ac against a typical 2 ac) and it is newer than 55% of them (1996 against a typical 1994). Measured against all of St. Clair County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Beaver Ridge Dr, Ashville, AL?

The 2025 property tax bill for 490 Beaver Ridge Dr, Ashville, AL was $804. The county assessed it at $27,480.

Closest homes

More homes in Ashville 35953

Assigned schools

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