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Single Family ResidenceResidential
$742,933$363 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

490 LIBERTY ST

HAVERHILL, MA 01832
3
Beds
1.5
Baths
2,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$743K
$715K low$771K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$577,933
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$462,346
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$165,000
PENTUCKET BANK · E · recorded Sep 4, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,794 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$634,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$241,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$393,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$628,425

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.92
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Haverhill High SchoolC
High · Grades 9–12 · 3.4 mi
M
Consentino Middle SchoolC+
Middle · Grades 5–8 · 4.1 mi
E
Tilton Elementary SchoolC
Elementary · Grades KG–4 · 4.2 mi

District: Haverhill School District

Neighborhood · ZIP 01832These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.25,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,150 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,516
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Liberty St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Haverhill 01832
  • Costs more per square foot than 69% of homes in Haverhill 01832
  • Bigger than 67% of homes in Haverhill 01832
  • Has a bigger lot than 82% of homes in Haverhill 01832
  • Newer than 95% of homes in Haverhill 01832

What homes are worth in Haverhill 01832

Each bar is how many homes fall in that price range. The marker is this home.

This home
$251K$934K

This home is worth more than 87% of homes in Haverhill 01832.

How it measures up in Haverhill 01832

The dot is this home. The mark in the middle is the typical home in Haverhill 01832.

Estimated value$742,933
CheaperTypical $513,927Pricier

Pricier than 87% of homes nearby

Price per ft²$363
CheaperTypical $333Pricier

Pricier than 69% of homes nearby

Living area2,044 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.92 ac
SmallerTypical 0.32 acBigger

Bigger than 82% of homes nearby

Year built2009
OlderTypical 1985Newer

Newer than 95% of homes nearby

How 490 Liberty St ranks against every home in each area.
MeasureThis homeHaverhill 01832Essex County
Estimated valuepricier than$742,93387% of homes57% of homes
Price per ft²pricier than$36369% of homes32% of homes
Living areabigger than2,044 ft²67% of homes59% of homes
Lot sizebigger than0.92 ac82% of homes82% of homes
Year builtnewer than200995% of homes95% of homes

About 490 Liberty St

How much is 490 Liberty St, Haverhill, MA worth?

The TopHap Estimate for 490 Liberty St, Haverhill, MA is $742,933 as of Jul 14, 2026. The likely range is $715,231 to $770,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Liberty St, Haverhill, MA last sell?

490 Liberty St, Haverhill, MA last sold on Jul 22, 2009, according to the county's recorded deed.

How big is 490 Liberty St, Haverhill, MA?

490 Liberty St, Haverhill, MA has 3 bedrooms, 1.5 bathrooms, 2,044 square feet of living space and a 0.92-acre lot.

When was 490 Liberty St, Haverhill, MA built?

490 Liberty St, Haverhill, MA was built in 2009, making it 17 years old. It is a cape cod home. The building has 2 stories.

What schools serve 490 Liberty St, Haverhill, MA?

490 Liberty St, Haverhill, MA is assigned to Haverhill High School (high), rated C; Consentino Middle School (middle), rated C+; Tilton Elementary School (elementary), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Liberty St, Haverhill, MA compare to other homes in Haverhill 01832?

Among the 7,094 homes in Haverhill 01832, it is worth more than 87% of them ($742,933 against a typical $513,927), its price per square foot is higher than 69% of them ($363 against a typical $333), it is bigger than 67% of them (2,044 ft² against a typical 1,680 ft²), its lot is bigger than 82% of them (0.92 ac against a typical 0.32 ac) and it is newer than 95% of them (2009 against a typical 1985). Measured against all of Essex County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Liberty St, Haverhill, MA?

The 2025 property tax bill for 490 Liberty St, Haverhill, MA was $6,794. The county assessed it at $634,400.

Closest homes

More homes in Haverhill 01832

Assigned schools

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