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Single Family ResidenceResidential
$364,993$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $407,466 on Mar 28, 2024

490 MONTECITO DR

ALAMOGORDO, NM 88310
4
Beds
3
Baths
2,193 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$365K
$355K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$407,466 · Mar 28, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.99%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$415,782
NAVY FCU · recorded Mar 28, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$133,833 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,873
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$134,098
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$401,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
64
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
8
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTERO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2023
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Refrigerator
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sierra Elementary SchoolA-
Elementary · Grades KG–5 · 1.8 mi
M
Chaparral Middle SchoolB+
Middle · Grades 6–8 · 2.8 mi
H
Alamogordo High SchoolB+
High · Grades 9–12 · 3.5 mi

District: Alamogordo Public Schools

Neighborhood · ZIP 88310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.37,459
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,482
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

490 Montecito Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Alamogordo 88310
  • Costs more per square foot than 84% of homes in Alamogordo 88310
  • Bigger than 85% of homes in Alamogordo 88310
  • Newer than 98% of homes in Alamogordo 88310

What homes are worth in Alamogordo 88310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$588K

This home is worth more than 89% of homes in Alamogordo 88310.

How it measures up in Alamogordo 88310

The dot is this home. The mark in the middle is the typical home in Alamogordo 88310.

Estimated value$364,993
CheaperTypical $191,130Pricier

Pricier than 89% of homes nearby

Price per ft²$166
CheaperTypical $126Pricier

Pricier than 84% of homes nearby

Living area2,193 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.2 ac
SmallerTypical 0.19 acBigger

Bigger than 60% of homes nearby

Year built2020
OlderTypical 1979Newer

Newer than 98% of homes nearby

How 490 Montecito Dr ranks against every home in each area.
MeasureThis homeAlamogordo 88310Otero County
Estimated valuepricier than$364,99389% of homes80% of homes
Price per ft²pricier than$16684% of homes70% of homes
Living areabigger than2,193 ft²85% of homes85% of homes
Lot sizebigger than0.2 ac60% of homes42% of homes
Year builtnewer than202098% of homes96% of homes

About 490 Montecito Dr

How much is 490 Montecito Dr, Alamogordo, NM worth?

The TopHap Estimate for 490 Montecito Dr, Alamogordo, NM is $364,993 as of Jul 14, 2026. The likely range is $354,930 to $375,056. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 490 Montecito Dr, Alamogordo, NM last sell?

490 Montecito Dr, Alamogordo, NM last sold on Mar 28, 2024 for $407,466, according to the county's recorded deed.

How big is 490 Montecito Dr, Alamogordo, NM?

490 Montecito Dr, Alamogordo, NM has 4 bedrooms, 3 bathrooms, 2,193 square feet of living space and a 0.20-acre lot.

When was 490 Montecito Dr, Alamogordo, NM built?

490 Montecito Dr, Alamogordo, NM was built in 2020, making it 6 years old. The building has 1 story.

What schools serve 490 Montecito Dr, Alamogordo, NM?

490 Montecito Dr, Alamogordo, NM is assigned to Sierra Elementary School (elementary), rated A-; Chaparral Middle School (middle), rated B+; Alamogordo High School (high), rated B+. All sit in Alamogordo Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 490 Montecito Dr, Alamogordo, NM compare to other homes in Alamogordo 88310?

Among the 12,963 homes in Alamogordo 88310, it is worth more than 89% of them ($364,993 against a typical $191,130), its price per square foot is higher than 84% of them ($166 against a typical $126), it is bigger than 85% of them (2,193 ft² against a typical 1,600 ft²), its lot is bigger than 60% of them (0.2 ac against a typical 0.19 ac) and it is newer than 98% of them (2020 against a typical 1979). Measured against all of Otero County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 490 Montecito Dr, Alamogordo, NM?

The 2025 property tax bill for 490 Montecito Dr, Alamogordo, NM was $3,116. The county assessed it at $133,833.

Closest homes

More homes in Alamogordo 88310

Assigned schools

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