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Single Family ResidenceResidential
$1,200,000$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4900 ROCKY RIVER RD

CHARLOTTE, NC 28215
4
Beds
3
Baths
5,270 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1.1M low$1.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$730,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$584,000
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$470,000
COUNTRYWIDE HOME LOANS INC · R · recorded Jun 11, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$729,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$659,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$729,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$729,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMECKLENBURG
Lot (acres)The size of the land the home sits on, from county records.0.82
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 435 ft²Porch · 424 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reedy Creek Elementary SchoolC-
Elementary · Grades PK–5 · 1.3 mi
M
Northridge Middle SchoolC
Middle · Grades 6–8 · 2.7 mi
H
Rocky River High SchoolD-
High · Grades 9–12 · 5.2 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28215These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,800
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4900 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Back Creek Church Road
  • Costs more per square foot than 88% of homes in Back Creek Church Road
  • Among the largest homes in Charlotte 28215
  • Has a bigger lot than 94% of homes in Back Creek Church Road
  • Older than 80% of homes in Back Creek Church Road

What homes are worth in Charlotte 28215

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$670K

This home is worth more than almost all homes in Charlotte 28215.

How it measures up in Charlotte 28215

The dot is this home. The mark in the middle is the typical home in Charlotte 28215.

Estimated value$1,200,000
CheaperTypical $352,625Pricier

Pricier than almost all homes nearby

Price per ft²$228
CheaperTypical $202Pricier

Pricier than 71% of homes nearby

Living area5,270 ft²
SmallerTypical 1,708 ft²Bigger

Bigger than almost all homes nearby

Lot size0.82 ac
SmallerTypical 0.25 acBigger

Bigger than 90% of homes nearby

Year built1997
OlderTypical 1997Newer

Newer than 51% of homes nearby

How 4900 Rocky River Rd ranks against every home in each area.
MeasureThis homeBack Creek Church RoadCharlotte 28215Mecklenburg County
Estimated valuepricier than$1,200,000almost all homesalmost all homes93% of homes
Price per ft²pricier than$22888% of homes71% of homes47% of homes
Living areabigger than5,270 ft²almost all homesalmost all homes98% of homes
Lot sizebigger than0.82 ac94% of homes90% of homes88% of homes
Year builtnewer than199720% of homes51% of homes53% of homes

About 4900 Rocky River Rd

How much is 4900 Rocky River Rd, Charlotte, NC worth?

The TopHap Estimate for 4900 Rocky River Rd, Charlotte, NC is $1,200,000 as of Jul 14, 2026. The likely range is $1,087,475 to $1,312,525. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4900 Rocky River Rd, Charlotte, NC last sell?

4900 Rocky River Rd, Charlotte, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4900 Rocky River Rd, Charlotte, NC?

4900 Rocky River Rd, Charlotte, NC has 4 bedrooms, 3 bathrooms, 5,270 square feet of living space and a 0.82-acre lot.

When was 4900 Rocky River Rd, Charlotte, NC built?

4900 Rocky River Rd, Charlotte, NC was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 4900 Rocky River Rd, Charlotte, NC?

4900 Rocky River Rd, Charlotte, NC is assigned to Reedy Creek Elementary School (elementary), rated C-; Northridge Middle School (middle), rated C; Rocky River High School (high), rated D-. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4900 Rocky River Rd, Charlotte, NC compare to other homes in Charlotte 28215?

Among the 23,472 homes in Charlotte 28215, it is worth more than almost all of them ($1,200,000 against a typical $352,625), its price per square foot is higher than 71% of them ($228 against a typical $202), it is bigger than almost all of them (5,270 ft² against a typical 1,708 ft²), its lot is bigger than 90% of them (0.82 ac against a typical 0.25 ac) and it is newer than 51% of them (1997 against a typical 1997). Measured against all of Mecklenburg County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4900 Rocky River Rd, Charlotte, NC?

The 2025 property tax bill for 4900 Rocky River Rd, Charlotte, NC was $5,769. The county assessed it at $729,500.

More homes on Rocky River Rd

Closest homes

More homes in Charlotte 28215

Assigned schools

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