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Single Family ResidenceResidential
$377,108$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4904 RIVER RIDGE DR NW

CAMBRIDGE, MN 55008
2
Beds
1.8
Baths
1,940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12.54 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$377K
$339K low$416K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$343,108
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$274,486
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,000
BAXTER CU · recorded Aug 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,498 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$719,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$166,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$552,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$641,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$719,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.164 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyISANTI
Lot (acres)The size of the land the home sits on, from county records.12.54
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Shed · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cambridge Primary School
Elementary · Grades EE–2 · 7.8 mi
H
Cambridge-Isanti High SchoolB
High · Grades 9–12 · 7.9 mi
M
Cambridge Middle SchoolB+
Middle · Grades 6–8 · 9.0 mi

District: Cambridge-Isanti Public School District

Neighborhood · ZIP 55008These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.18,042
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,519
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,009
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4904 River Ridge Dr Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Cambridge 55008
  • Costs more per square foot than 75% of homes in Cambridge 55008
  • Bigger than 89% of homes in Cambridge 55008
  • Has a bigger lot than 86% of homes in Cambridge 55008
  • Newer than 95% of homes in Isanti County

What homes are worth in Cambridge 55008

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$531K

This home is worth more than 92% of homes in Cambridge 55008.

How it measures up in Cambridge 55008

The dot is this home. The mark in the middle is the typical home in Cambridge 55008.

Estimated value$377,108
CheaperTypical $199,382Pricier

Pricier than 92% of homes nearby

Price per ft²$194
CheaperTypical $161Pricier

Pricier than 75% of homes nearby

Living area1,940 ft²
SmallerTypical 1,252 ft²Bigger

Bigger than 89% of homes nearby

Lot size12.54 ac
SmallerTypical 0.61 acBigger

Bigger than 86% of homes nearby

Year built2020
OlderTypical 1993Newer

Newer than 94% of homes nearby

How 4904 River Ridge Dr Nw ranks against every home in each area.
MeasureThis homeCambridge 55008Isanti County
Estimated valuepricier than$377,10892% of homes90% of homes
Price per ft²pricier than$19475% of homes70% of homes
Living areabigger than1,940 ft²89% of homes89% of homes
Lot sizebigger than12.54 ac86% of homes77% of homes
Year builtnewer than202094% of homes95% of homes

About 4904 River Ridge Dr Nw

How much is 4904 River Ridge Dr Nw, Cambridge, MN worth?

The TopHap Estimate for 4904 River Ridge Dr Nw, Cambridge, MN is $377,108 as of Jul 14, 2026. The likely range is $338,661 to $415,555. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4904 River Ridge Dr Nw, Cambridge, MN last sell?

4904 River Ridge Dr Nw, Cambridge, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4904 River Ridge Dr Nw, Cambridge, MN?

4904 River Ridge Dr Nw, Cambridge, MN has 2 bedrooms, 1.8 bathrooms, 1,940 square feet of living space and a 12.54-acre lot.

When was 4904 River Ridge Dr Nw, Cambridge, MN built?

4904 River Ridge Dr Nw, Cambridge, MN was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 4904 River Ridge Dr Nw, Cambridge, MN?

4904 River Ridge Dr Nw, Cambridge, MN is assigned to Cambridge Primary School (elementary); Cambridge-Isanti High School (high), rated B; Cambridge Middle School (middle), rated B+. All sit in Cambridge-Isanti Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4904 River Ridge Dr Nw, Cambridge, MN compare to other homes in Cambridge 55008?

Among the 6,724 homes in Cambridge 55008, it is worth more than 92% of them ($377,108 against a typical $199,382), its price per square foot is higher than 75% of them ($194 against a typical $161), it is bigger than 89% of them (1,940 ft² against a typical 1,252 ft²), its lot is bigger than 86% of them (12.54 ac against a typical 0.61 ac) and it is newer than 94% of them (2020 against a typical 1993). Measured against all of Isanti County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4904 River Ridge Dr Nw, Cambridge, MN?

The 2026 property tax bill for 4904 River Ridge Dr Nw, Cambridge, MN was $6,498. The county assessed it at $719,700.

More homes on River Ridge Dr Nw

Closest homes

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Assigned schools

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