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Single Family ResidenceResidential
$218,552$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

491 RIDGE RD

ONEIDA, NY 13421
3
Beds
2
Baths
1,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.71 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$219K
$193K low$244K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,552
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,842

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,378 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,254

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.71
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 412 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary School
Elementary · Grades PK–1 · 1.1 mi
H
Oneida High SchoolB
High · Grades 9–12 · 1.4 mi
M
Otto Shortell Middle SchoolD
Middle · Grades 6–8 · 2.4 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

491 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 70% of homes in Oneida 13421
  • Newer than 87% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$478K

This home is worth more than 60% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$218,552
CheaperTypical $191,513Pricier

Pricier than 60% of homes nearby

Price per ft²$131
CheaperTypical $131Pricier

Pricier than 50% of homes nearby

Living area1,668 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.71 ac
SmallerTypical 0.34 acBigger

Bigger than 70% of homes nearby

Year built1993
OlderTypical 1930Newer

Newer than 87% of homes nearby

How 491 Ridge Rd ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$218,55260% of homes48% of homes
Price per ft²pricier than$13150% of homes40% of homes
Living areabigger than1,668 ft²53% of homes55% of homes
Lot sizebigger than0.71 ac70% of homes49% of homes
Year builtnewer than199387% of homes81% of homes

About 491 Ridge Rd

How much is 491 Ridge Rd, Oneida, NY worth?

The TopHap Estimate for 491 Ridge Rd, Oneida, NY is $218,552 as of Jul 14, 2026. The likely range is $193,438 to $243,666. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 491 Ridge Rd, Oneida, NY?

491 Ridge Rd, Oneida, NY has 3 bedrooms, 2 bathrooms, 1,668 square feet of living space and a 0.71-acre lot.

When was 491 Ridge Rd, Oneida, NY built?

491 Ridge Rd, Oneida, NY was built in 1993, making it 33 years old. It is a ranch home. The building has 1 story.

What schools serve 491 Ridge Rd, Oneida, NY?

491 Ridge Rd, Oneida, NY is assigned to Willard Prior Elementary School (elementary); Oneida High School (high), rated B; Otto Shortell Middle School (middle), rated D. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 491 Ridge Rd, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 60% of them ($218,552 against a typical $191,513), its price per square foot is higher than 50% of them ($131 against a typical $131), it is bigger than 53% of them (1,668 ft² against a typical 1,620 ft²), its lot is bigger than 70% of them (0.71 ac against a typical 0.34 ac) and it is newer than 87% of them (1993 against a typical 1930). Measured against all of Madison County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 491 Ridge Rd, Oneida, NY?

The 2025 property tax bill for 491 Ridge Rd, Oneida, NY was $5,378. The county assessed it at $108,100.

Closest homes

More homes in Oneida 13421

Assigned schools

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