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Single Family ResidenceResidential
$994,537$452 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4915 HIGH RIDGE RD

GEARHART, OR 97138
3
Beds
2
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$995K
$877K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$268,637
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$214,910
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,900
US BANK NA · recorded Jul 17, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
US BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,506 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$582,332 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$582,332
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$646,711
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,211,582

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClatsop
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Shed · 188 ft²Patio · 119 ft²Porch · 188 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gearhart Elementary School
Elementary · Grades KG–5 · 1.3 mi
H
Seaside High SchoolD-
High · Grades 9–12 · 4.0 mi
M
Broadway Middle SchoolB
Middle · Grades 6–8 · 4.0 mi

District: Seaside School District 10

Neighborhood · ZIP 97138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.298

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,187
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.135 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4915 High Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Seaside 97138
  • Costs more per square foot than 79% of homes in Clatsop County
  • Bigger than 82% of homes in Seaside 97138

What homes are worth in Seaside 97138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$1.8M

This home is worth more than 89% of homes in Seaside 97138.

How it measures up in Seaside 97138

The dot is this home. The mark in the middle is the typical home in Seaside 97138.

Estimated value$994,537
CheaperTypical $492,687Pricier

Pricier than 89% of homes nearby

Price per ft²$452
CheaperTypical $358Pricier

Pricier than 77% of homes nearby

Living area2,200 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 57% of homes nearby

Year built1986
OlderTypical 1976Newer

Newer than 60% of homes nearby

How 4915 High Ridge Rd ranks against every home in each area.
MeasureThis homeSeaside 97138Clatsop County
Estimated valuepricier than$994,53789% of homes89% of homes
Price per ft²pricier than$45277% of homes79% of homes
Living areabigger than2,200 ft²82% of homes81% of homes
Lot sizebigger than0.23 ac57% of homes51% of homes
Year builtnewer than198660% of homes63% of homes

About 4915 High Ridge Rd

How much is 4915 High Ridge Rd, Gearhart, OR worth?

The TopHap Estimate for 4915 High Ridge Rd, Gearhart, OR is $994,537 as of Jul 14, 2026. The likely range is $877,027 to $1,112,047. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4915 High Ridge Rd, Gearhart, OR?

4915 High Ridge Rd, Gearhart, OR has 3 bedrooms, 2 bathrooms, 2,200 square feet of living space and a 0.23-acre lot.

When was 4915 High Ridge Rd, Gearhart, OR built?

4915 High Ridge Rd, Gearhart, OR was built in 1986, making it 40 years old. The building has 1 story.

What schools serve 4915 High Ridge Rd, Gearhart, OR?

4915 High Ridge Rd, Gearhart, OR is assigned to Gearhart Elementary School (elementary); Seaside High School (high), rated D-; Broadway Middle School (middle), rated B. All sit in Seaside School District 10. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4915 High Ridge Rd, Gearhart, OR compare to other homes in Seaside 97138?

Among the 7,426 homes in Seaside 97138, it is worth more than 89% of them ($994,537 against a typical $492,687), its price per square foot is higher than 77% of them ($452 against a typical $358), it is bigger than 82% of them (2,200 ft² against a typical 1,402 ft²), its lot is bigger than 57% of them (0.23 ac against a typical 0.22 ac) and it is newer than 60% of them (1986 against a typical 1976). Measured against all of Clatsop County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4915 High Ridge Rd, Gearhart, OR?

The 2025 property tax bill for 4915 High Ridge Rd, Gearhart, OR was $8,506. The county assessed it at $582,332.

Closest homes

More homes in Gearhart 97138

Assigned schools

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