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Single Family ResidenceResidential
$76,435$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

492 DAVIS ST

ALBEMARLE, NC 28001
3
Beds
1
Baths
928 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$76K
$47K low$106K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$665 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,380 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,980
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,279
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$59,380

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 18 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Stanly County Schools

Neighborhood · ZIP 28001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.31,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.230 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,588
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,453
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 Davis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Stanly County
  • Costs less per square foot than 96% of homes in Stanly County
  • Smaller than 91% of homes in Albemarle 28001
  • Has a smaller lot than 91% of homes in Stanly County
  • Older than 69% of homes in Stanly County

What homes are worth in Albemarle 28001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$757K

This home is worth more than 3% of homes in Albemarle 28001.

How it measures up in Albemarle 28001

The dot is this home. The mark in the middle is the typical home in Albemarle 28001.

Estimated value$76,435
CheaperTypical $248,939Pricier

Pricier than 3% of homes nearby

Price per ft²$82
CheaperTypical $161Pricier

Pricier than 5% of homes nearby

Living area928 ft²
SmallerTypical 1,499 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.2 ac
SmallerTypical 0.55 acBigger

Bigger than 10% of homes nearby

Year built1956
OlderTypical 1965Newer

Newer than 41% of homes nearby

How 492 Davis St ranks against every home in each area.
MeasureThis homeAlbemarle 28001Stanly County
Estimated valuepricier than$76,4353% of homes2% of homes
Price per ft²pricier than$825% of homes4% of homes
Living areabigger than928 ft²9% of homes9% of homes
Lot sizebigger than0.2 ac10% of homes9% of homes
Year builtnewer than195641% of homes31% of homes

About 492 Davis St

How much is 492 Davis St, Albemarle, NC worth?

The TopHap Estimate for 492 Davis St, Albemarle, NC is $76,435 as of Aug 30, 2026. The likely range is $47,020 to $105,850. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 Davis St, Albemarle, NC last sell?

492 Davis St, Albemarle, NC last sold on Mar 4, 2005, according to the county's recorded deed.

How big is 492 Davis St, Albemarle, NC?

492 Davis St, Albemarle, NC has 3 bedrooms, 1 bathrooms, 928 square feet of living space and a 0.20-acre lot.

When was 492 Davis St, Albemarle, NC built?

492 Davis St, Albemarle, NC was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 492 Davis St, Albemarle, NC?

492 Davis St, Albemarle, NC is assigned to East Albemarle Elementary School (elementary), rated D-; Albemarle Middle School (middle), rated D+; Albemarle High School (high), rated D+. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 Davis St, Albemarle, NC compare to other homes in Albemarle 28001?

Among the 11,330 homes in Albemarle 28001, it is worth more than 3% of them ($76,435 against a typical $248,939), its price per square foot is higher than 5% of them ($82 against a typical $161), it is bigger than 9% of them (928 ft² against a typical 1,499 ft²), its lot is bigger than 10% of them (0.2 ac against a typical 0.55 ac) and it is newer than 41% of them (1956 against a typical 1965). Measured against all of Stanly County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 Davis St, Albemarle, NC?

The 2025 property tax bill for 492 Davis St, Albemarle, NC was $665. The county assessed it at $59,380.

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