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Miscellaneous (Residential)Residential

492 RIVER BND

BANDERA, TX 78003
0
Baths
640 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,400
BANDERA BANK · recorded Aug 31, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,203 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$107,410 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,508
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,420

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Miscellaneous (Residential)
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.0.45
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 82 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bandera Middle SchoolB
Middle · Grades 6–8 · 1.3 mi
H
Bandera High SchoolC-
High · Grades 9–12 · 2.2 mi
E
Alkek Elementary SchoolB-
Elementary · Grades PK–5 · 2.8 mi

District: Bandera Independent School District

Neighborhood · ZIP 78003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,458
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 River Bnd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 90% of homes in Bandera 78003
  • Has a smaller lot than 76% of homes in Bandera County

How it measures up in Bandera 78003

The dot is this home. The mark in the middle is the typical home in Bandera 78003.

Living area640 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.45 ac
SmallerTypical 1 acBigger

Bigger than 32% of homes nearby

How 492 River Bnd ranks against every home in each area.
MeasureThis homeBandera 78003Bandera County
Living areabigger than640 ft²10% of homes10% of homes
Lot sizebigger than0.45 ac32% of homes24% of homes

About 492 River Bnd

When did 492 River Bnd, Bandera, TX last sell?

492 River Bnd, Bandera, TX last sold on Aug 31, 2016, according to the county's recorded deed.

How big is 492 River Bnd, Bandera, TX?

492 River Bnd, Bandera, TX has 640 square feet of living space and a 0.45-acre lot.

What schools serve 492 River Bnd, Bandera, TX?

492 River Bnd, Bandera, TX is assigned to Bandera Middle School (middle), rated B; Bandera High School (high), rated C-; Alkek Elementary School (elementary), rated B-. All sit in Bandera Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 River Bnd, Bandera, TX compare to other homes in Bandera 78003?

Among the 6,606 homes in Bandera 78003, it is bigger than 10% of them (640 ft² against a typical 1,488 ft²) and its lot is bigger than 32% of them (0.45 ac against a typical 1 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 River Bnd, Bandera, TX?

The 2024 property tax bill for 492 River Bnd, Bandera, TX was $1,203. The county assessed it at $107,410.

Closest homes

More homes in Bandera 78003

Assigned schools

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