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Rural ResidenceResidential
$742,511$434 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

548 RIVER BND

BANDERA, TX 78003
0
Baths
1,710 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
20.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$743K
$660K low$825K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.174%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$588,000
FARM CREDIT SERVICES · recorded Aug 1, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$588,000
FARM CREDIT SERVICES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,007 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$462,040 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$365,850
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$96,190
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$462,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$462,040

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBandera
Lot (acres)The size of the land the home sits on, from county records.20.24
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 90 ft²Patio · 102 ft²Porch · 320 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Utopia SchoolB+
Elementary · Grades PK–12 · 3.0 mi

District: Utopia Independent School District

Neighborhood · ZIP 78003These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.10,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,458
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

548 River Bnd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Bandera 78003
  • Costs more per square foot than 90% of homes in Bandera 78003
  • Has a bigger lot than 97% of homes in Bandera 78003
  • Older than 93% of homes in Bandera 78003

What homes are worth in Bandera 78003

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$1.2M

This home is worth more than 90% of homes in Bandera 78003.

How it measures up in Bandera 78003

The dot is this home. The mark in the middle is the typical home in Bandera 78003.

Estimated value$742,511
CheaperTypical $390,380Pricier

Pricier than 90% of homes nearby

Price per ft²$434
CheaperTypical $245Pricier

Pricier than 90% of homes nearby

Living area1,710 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 62% of homes nearby

Lot size20.24 ac
SmallerTypical 1 acBigger

Bigger than 97% of homes nearby

Year built1965
OlderTypical 2001Newer

Newer than 7% of homes nearby

How 548 River Bnd ranks against every home in each area.
MeasureThis homeBandera 78003Bandera County
Estimated valuepricier than$742,51190% of homes89% of homes
Price per ft²pricier than$43490% of homes88% of homes
Living areabigger than1,710 ft²62% of homes62% of homes
Lot sizebigger than20.24 ac97% of homes96% of homes
Year builtnewer than19657% of homes8% of homes

About 548 River Bnd

How much is 548 River Bnd, Bandera, TX worth?

The TopHap Estimate for 548 River Bnd, Bandera, TX is $742,511 as of Jul 14, 2026. The likely range is $660,195 to $824,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 548 River Bnd, Bandera, TX last sell?

548 River Bnd, Bandera, TX last sold on Aug 1, 2023, according to the county's recorded deed.

How big is 548 River Bnd, Bandera, TX?

548 River Bnd, Bandera, TX has 1,710 square feet of living space and a 20.24-acre lot.

When was 548 River Bnd, Bandera, TX built?

548 River Bnd, Bandera, TX was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 548 River Bnd, Bandera, TX?

548 River Bnd, Bandera, TX is assigned to Utopia School (elementary), rated B+. All sit in Utopia Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 548 River Bnd, Bandera, TX compare to other homes in Bandera 78003?

Among the 6,606 homes in Bandera 78003, it is worth more than 90% of them ($742,511 against a typical $390,380), its price per square foot is higher than 90% of them ($434 against a typical $245), it is bigger than 62% of them (1,710 ft² against a typical 1,476 ft²), its lot is bigger than 97% of them (20.24 ac against a typical 1 ac) and it is newer than 7% of them (1965 against a typical 2001). Measured against all of Bandera County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 548 River Bnd, Bandera, TX?

The 2024 property tax bill for 548 River Bnd, Bandera, TX was $6,007. The county assessed it at $462,040.

Closest homes

More homes in Bandera 78003

Assigned schools

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