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Single Family ResidenceResidential
$792,956$391 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $165,000 on Jun 30, 1997

492 SPINNAKER WAY

SACRAMENTO, CA 95831
3
Beds
2
Baths
2,028 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$793K
$755K low$831K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$165,000 · Jun 30, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,484 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$274,080 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,967
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,113
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,706

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
43
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
38
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySACRAMENTO
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Martin Luther King Jr. K-8 SchoolC-
Elementary · Grades KG–8 · 0.3 mi
H
John F. Kennedy High SchoolB
High · Grades 9–12 · 0.9 mi

District: Sacramento City Unified School District

Neighborhood · ZIP 95831These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.43,543
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,615 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,707
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.19 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 Spinnaker Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Sacramento County
  • Costs more per square foot than 87% of homes in Sacramento 95831
  • Bigger than 69% of homes in Sacramento County
  • Has a bigger lot than 74% of homes in Pocket

What homes are worth in Sacramento 95831

Each bar is how many homes fall in that price range. The marker is this home.

This home
$341K$1.2M

This home is worth more than 85% of homes in Sacramento 95831.

How it measures up in Sacramento 95831

The dot is this home. The mark in the middle is the typical home in Sacramento 95831.

Estimated value$792,956
CheaperTypical $637,945Pricier

Pricier than 85% of homes nearby

Price per ft²$391
CheaperTypical $336Pricier

Pricier than 87% of homes nearby

Living area2,028 ft²
SmallerTypical 1,892 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.21 ac
SmallerTypical 0.19 acBigger

Bigger than 66% of homes nearby

Year built1983
OlderTypical 1981Newer

Newer than 58% of homes nearby

How 492 Spinnaker Way ranks against every home in each area.
MeasureThis homePocketSacramento 95831Sacramento County
Estimated valuepricier than$792,95683% of homes85% of homes87% of homes
Price per ft²pricier than$39185% of homes87% of homes85% of homes
Living areabigger than2,028 ft²57% of homes58% of homes69% of homes
Lot sizebigger than0.21 ac74% of homes66% of homes74% of homes
Year builtnewer than198337% of homes58% of homes51% of homes

About 492 Spinnaker Way

How much is 492 Spinnaker Way, Sacramento, CA worth?

The TopHap Estimate for 492 Spinnaker Way, Sacramento, CA is $792,956 as of Aug 30, 2026. The likely range is $754,881 to $831,031. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 Spinnaker Way, Sacramento, CA last sell?

492 Spinnaker Way, Sacramento, CA last sold on Jun 30, 1997 for $165,000, according to the county's recorded deed.

How big is 492 Spinnaker Way, Sacramento, CA?

492 Spinnaker Way, Sacramento, CA has 3 bedrooms, 2 bathrooms, 2,028 square feet of living space and a 0.21-acre lot.

When was 492 Spinnaker Way, Sacramento, CA built?

492 Spinnaker Way, Sacramento, CA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 492 Spinnaker Way, Sacramento, CA?

492 Spinnaker Way, Sacramento, CA is assigned to Martin Luther King Jr. K-8 School (elementary), rated C-; John F. Kennedy High School (high), rated B. All sit in Sacramento City Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 Spinnaker Way, Sacramento, CA compare to other homes in Sacramento 95831?

Among the 13,295 homes in Sacramento 95831, it is worth more than 85% of them ($792,956 against a typical $637,945), its price per square foot is higher than 87% of them ($391 against a typical $336), it is bigger than 58% of them (2,028 ft² against a typical 1,892 ft²), its lot is bigger than 66% of them (0.21 ac against a typical 0.19 ac) and it is newer than 58% of them (1983 against a typical 1981). Measured against all of Sacramento County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 Spinnaker Way, Sacramento, CA?

The 2025 property tax bill for 492 Spinnaker Way, Sacramento, CA was $3,484. The county assessed it at $274,080.

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