Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$126,445
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

492 STATE ROAD 48

CUMBERLAND, WI 54829
0
Baths
18.54 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$126K
$117K low$136K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,176 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPolk
Lot (acres)The size of the land the home sits on, from county records.18.54

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Luck High SchoolB-
High · Grades 9–12 · 10.4 mi
M
Luck Middle SchoolC-
Middle · Grades 6–8 · 10.4 mi
E
Luck Elementary SchoolC+
Elementary · Grades PK–5 · 10.4 mi

District: Luck School District

Neighborhood · ZIP 54829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,937
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,583
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

492 State Road 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Polk County
  • Has a bigger lot than 86% of homes in Polk County

What homes are worth in Cumberland 54829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$702K

This home is worth more than 18% of homes in Cumberland 54829.

How it measures up in Cumberland 54829

The dot is this home. The mark in the middle is the typical home in Cumberland 54829.

Estimated value$126,445
CheaperTypical $234,487Pricier

Pricier than 18% of homes nearby

Lot size18.54 ac
SmallerTypical 1.35 acBigger

Bigger than 83% of homes nearby

How 492 State Road 48 ranks against every home in each area.
MeasureThis homeCumberland 54829Polk County
Estimated valuepricier than$126,44518% of homes17% of homes
Lot sizebigger than18.54 ac83% of homes86% of homes

About 492 State Road 48

How much is 492 State Road 48, Cumberland, WI worth?

The TopHap Estimate for 492 State Road 48, Cumberland, WI is $126,445 as of Aug 30, 2026. The likely range is $116,524 to $136,366. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 492 State Road 48, Cumberland, WI last sell?

492 State Road 48, Cumberland, WI last sold on Nov 15, 2016, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 492 State Road 48, Cumberland, WI?

492 State Road 48, Cumberland, WI is assigned to Luck High School (high), rated B-; Luck Middle School (middle), rated C-; Luck Elementary School (elementary), rated C+. All sit in Luck School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 492 State Road 48, Cumberland, WI compare to other homes in Cumberland 54829?

Among the 3,084 homes in Cumberland 54829, it is worth more than 18% of them ($126,445 against a typical $234,487) and its lot is bigger than 83% of them (18.54 ac against a typical 1.35 ac). Measured against all of Polk County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 492 State Road 48, Cumberland, WI?

The 2025 property tax bill for 492 State Road 48, Cumberland, WI was $1,176. The county assessed it at $95,200.

More homes on State Road 48

Closest homes

More homes in Cumberland 54829

Assigned schools

Explore the area

See this home in context

Open 492 State Road 48 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map