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Single Family ResidenceResidential
$191,465
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $211,000 on Feb 13, 2024

539 STATE ROAD 48

CUMBERLAND, WI 54829
0
Baths
38.97 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$191K
$141K low$242K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$211,000 · Feb 13, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,612 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$166,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Lot (acres)The size of the land the home sits on, from county records.38.97
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Luck High SchoolC+
High · Grades 9–12 · 10.0 mi
M
Luck Middle SchoolC-
Middle · Grades 6–8 · 10.0 mi
E
Luck Elementary SchoolC-
Elementary · Grades PK–5 · 10.0 mi

District: Luck School District

Neighborhood · ZIP 54829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,937
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,583
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 State Road 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Polk County
  • Has a bigger lot than 95% of homes in Polk County

What homes are worth in Cumberland 54829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$822K

This home is worth more than 25% of homes in Cumberland 54829.

How it measures up in Cumberland 54829

The dot is this home. The mark in the middle is the typical home in Cumberland 54829.

Estimated value$191,465
CheaperTypical $287,799Pricier

Pricier than 25% of homes nearby

Lot size38.97 ac
SmallerTypical 1.3 acBigger

Bigger than 93% of homes nearby

How 539 State Road 48 ranks against every home in each area.
MeasureThis homeCumberland 54829Polk County
Estimated valuepricier than$191,46525% of homes23% of homes
Lot sizebigger than38.97 ac93% of homes95% of homes

About 539 State Road 48

How much is 539 State Road 48, Cumberland, WI worth?

The TopHap Estimate for 539 State Road 48, Cumberland, WI is $191,465 as of Oct 21, 2026. The likely range is $141,315 to $241,615. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 State Road 48, Cumberland, WI last sell?

539 State Road 48, Cumberland, WI last sold on Feb 13, 2024 for $211,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

What schools serve 539 State Road 48, Cumberland, WI?

539 State Road 48, Cumberland, WI is assigned to Luck High School (high), rated C+; Luck Middle School (middle), rated C-; Luck Elementary School (elementary), rated C-. All sit in Luck School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 State Road 48, Cumberland, WI compare to other homes in Cumberland 54829?

Among the 3,086 homes in Cumberland 54829, it is worth more than 25% of them ($191,465 against a typical $287,799) and its lot is bigger than 93% of them (38.97 ac against a typical 1.3 ac). Measured against all of Polk County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 State Road 48, Cumberland, WI?

The 2025 property tax bill for 539 State Road 48, Cumberland, WI was $1,612. The county assessed it at $110,800.

More homes on State Road 48

Closest homes

More homes in Cumberland 54829

Assigned schools

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