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Single Family ResidenceResidential
$461,509
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4920 SCENIC RIDGE LN

INDEPENDENCE, KY 41051
3
Beds
3
Baths
2.32 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$462K
$426K low$497K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,809
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,647
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,700
AMERICAN MTG SVC · recorded Mar 31, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FIFTH THIRD BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$413,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$368,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$413,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKenton
Lot (acres)The size of the land the home sits on, from county records.2.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Summit View AcademyB-
Elementary · Grades PK–8 · 0.5 mi
H
Simon Kenton High SchoolB
High · Grades 9–12 · 2.9 mi

District: Kenton County School District

Neighborhood · ZIP 41051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.32,248
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,081 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,133
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,477
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4920 Scenic Ridge Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Independence 41051
  • Has a bigger lot than 96% of homes in Kenton County
  • Newer than 93% of homes in Kenton County

What homes are worth in Independence 41051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$569K

This home is worth more than 92% of homes in Independence 41051.

How it measures up in Independence 41051

The dot is this home. The mark in the middle is the typical home in Independence 41051.

Estimated value$461,509
CheaperTypical $316,595Pricier

Pricier than 92% of homes nearby

Lot size2.32 ac
SmallerTypical 0.31 acBigger

Bigger than 95% of homes nearby

Year built2015
OlderTypical 2001Newer

Newer than 87% of homes nearby

How 4920 Scenic Ridge Ln ranks against every home in each area.
MeasureThis homeIndependence 41051Kenton County
Estimated valuepricier than$461,50992% of homes86% of homes
Lot sizebigger than2.32 ac95% of homes96% of homes
Year builtnewer than201587% of homes93% of homes

About 4920 Scenic Ridge Ln

How much is 4920 Scenic Ridge Ln, Independence, KY worth?

The TopHap Estimate for 4920 Scenic Ridge Ln, Independence, KY is $461,509 as of Jul 14, 2026. The likely range is $426,014 to $497,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4920 Scenic Ridge Ln, Independence, KY last sell?

4920 Scenic Ridge Ln, Independence, KY last sold on Oct 10, 2014, according to the county's recorded deed.

How big is 4920 Scenic Ridge Ln, Independence, KY?

4920 Scenic Ridge Ln, Independence, KY has 3 bedrooms, 3 bathrooms and a 2.32-acre lot.

When was 4920 Scenic Ridge Ln, Independence, KY built?

4920 Scenic Ridge Ln, Independence, KY was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 4920 Scenic Ridge Ln, Independence, KY?

4920 Scenic Ridge Ln, Independence, KY is assigned to Summit View Academy (elementary), rated B-; Simon Kenton High School (high), rated B. All sit in Kenton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4920 Scenic Ridge Ln, Independence, KY compare to other homes in Independence 41051?

Among the 10,548 homes in Independence 41051, it is worth more than 92% of them ($461,509 against a typical $316,595), its lot is bigger than 95% of them (2.32 ac against a typical 0.31 ac) and it is newer than 87% of them (2015 against a typical 2001). Measured against all of Kenton County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4920 Scenic Ridge Ln, Independence, KY?

The 2025 property tax bill for 4920 Scenic Ridge Ln, Independence, KY was $4,236. The county assessed it at $413,300.

Closest homes

More homes in Independence 41051

Assigned schools

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