Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$850,945$606 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

493 SWAN SHORES DR

SAGLE, ID 83860
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.76 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$851K
$723K low$979K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$648,883
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$519,106
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$152,062
SUNTRUST MORTGAGE INC · recorded May 7, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
HORIZON CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,603 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$609,295 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$505,802
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$609,295

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBONNER
Lot (acres)The size of the land the home sits on, from county records.1.76
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sandpoint High SchoolC
High · Grades 9–12 · 5.4 mi
M
Sandpoint Middle SchoolB+
Middle · Grades 7–8 · 5.5 mi
E
Sagle ElementaryA
Elementary · Grades KG–6 · 6.6 mi

District: Lake Pend Oreille School District 84

Neighborhood · ZIP 83860These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.9,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,184
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,190
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

493 Swan Shores Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Sagle 83860
  • Costs more per square foot than 72% of homes in Bonner County
  • Smaller than 68% of homes in Sagle 83860

What homes are worth in Sagle 83860

Each bar is how many homes fall in that price range. The marker is this home.

This home
$429K$3.7M

This home is worth more than 35% of homes in Sagle 83860.

How it measures up in Sagle 83860

The dot is this home. The mark in the middle is the typical home in Sagle 83860.

Estimated value$850,945
CheaperTypical $1,020,073Pricier

Pricier than 35% of homes nearby

Price per ft²$606
CheaperTypical $513Pricier

Pricier than 62% of homes nearby

Living area1,404 ft²
SmallerTypical 1,787 ft²Bigger

Bigger than 32% of homes nearby

Lot size1.76 ac
SmallerTypical 2.7 acBigger

Bigger than 43% of homes nearby

Year built2001
OlderTypical 1995Newer

Newer than 63% of homes nearby

How 493 Swan Shores Dr ranks against every home in each area.
MeasureThis homeSagle 83860Bonner County
Estimated valuepricier than$850,94535% of homes56% of homes
Price per ft²pricier than$60662% of homes72% of homes
Living areabigger than1,404 ft²32% of homes42% of homes
Lot sizebigger than1.76 ac43% of homes50% of homes
Year builtnewer than200163% of homes64% of homes

About 493 Swan Shores Dr

How much is 493 Swan Shores Dr, Sagle, ID worth?

The TopHap Estimate for 493 Swan Shores Dr, Sagle, ID is $850,945 as of Jul 14, 2026. The likely range is $723,170 to $978,720. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 493 Swan Shores Dr, Sagle, ID last sell?

493 Swan Shores Dr, Sagle, ID last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 493 Swan Shores Dr, Sagle, ID?

493 Swan Shores Dr, Sagle, ID has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 1.76-acre lot.

When was 493 Swan Shores Dr, Sagle, ID built?

493 Swan Shores Dr, Sagle, ID was built in 2001, making it 25 years old. The building has 2 stories.

What schools serve 493 Swan Shores Dr, Sagle, ID?

493 Swan Shores Dr, Sagle, ID is assigned to Sandpoint High School (high), rated C; Sandpoint Middle School (middle), rated B+; Sagle Elementary (elementary), rated A. All sit in Lake Pend Oreille School District 84. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 493 Swan Shores Dr, Sagle, ID compare to other homes in Sagle 83860?

Among the 4,139 homes in Sagle 83860, it is worth more than 35% of them ($850,945 against a typical $1,020,073), its price per square foot is higher than 62% of them ($606 against a typical $513), it is bigger than 32% of them (1,404 ft² against a typical 1,787 ft²), its lot is bigger than 43% of them (1.76 ac against a typical 2.7 ac) and it is newer than 63% of them (2001 against a typical 1995). Measured against all of Bonner County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 493 Swan Shores Dr, Sagle, ID?

The 2025 property tax bill for 493 Swan Shores Dr, Sagle, ID was $1,603. The county assessed it at $609,295.

Closest homes

More homes in Sagle 83860

Assigned schools

Explore the area

See this home in context

Open 493 Swan Shores Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map